Short answer
FIRST MERCHANTS CORP (FRME) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Second-quarter 2026 results cover the period ended June 30, 2026.
FIRST MERCHANTS CORP 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Second-quarter 2026 results cover the period ended June 30, 2026
- Press release issued July 22, 2026, with financial results in Exhibit 99.1
- Earnings call and webcast scheduled July 23, 2026, at 9:00 a.m. ET
- Investor presentation furnished as Exhibit 99.2 for management’s results discussion
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $43.5M, or $0.70 diluted EPS, down from $56.4M and $0.98 year over year
- Adjusted pre-tax, pre-provision income $84.6M, with net interest margin rising to 3.38%
- Organic loans grew $221.7M, or 5.8% annualized, while deposits increased $267.8M, or 6.5% annualized
- Credit risk intensified: two commercial relationships totaling $41.8M entered nonaccrual, requiring $29.7M reserves
- ACL rose to $241.6M, or 1.56% of loans, while nonperforming assets increased to 0.56% of assets
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