8-K current report · filed Jul 27, 2026

NORWOOD FINANCIAL CORP (NWFL) 8-K Current Report: July 27, 2026

Item 7.01Item EX-99.1NWFL overview

Short answer

NORWOOD FINANCIAL CORP (NWFL) filed an 8-K current report with the SEC on July 27, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Exhibit 99.1 contains presentation materials for Norwood Financial’s upcoming company presentations.

NORWOOD FINANCIAL CORP 8-K event analysis

AI summary of each reported item and its exhibits

Item 7.01 · Regulation FD Disclosure

  • Exhibit 99.1 contains presentation materials for Norwood Financial’s upcoming company presentations
  • Disclosure provides investor access to management presentation content under Regulation FD
  • Company disclaims any obligation to update the presentation materials

Item EX-99.1 · Exhibit EX-99.1

  • Q2 2026 adjusted EPS $0.86, up 25% year over year, supported by record net interest income of $26.8M
  • Adjusted net income $9.4M, up 48%, with adjusted ROAA 1.29% and adjusted tangible-equity return 15.11%
  • Presence Bank integration completed, including core conversion and brand convergence, reducing execution uncertainty after the acquisition
  • Credit metrics weakened: nonperforming loans reached 1.23% of loans and net charge-offs 0.24%, including ~$0.7M from a customer bankruptcy
  • Growth strategy targets 6%+ asset growth, loans-to-deposits above 90%, and $5B additional assets, while maintaining a 4.1% dividend yield and 34-year dividend-growth record

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