8-K current report · filed Apr 27, 2026

NORWOOD FINANCIAL CORP (NWFL) 8-K Current Report: April 27, 2026

Item 2.02Item 7.01Item EX-99.1NWFL overview

Short answer

NORWOOD FINANCIAL CORP (NWFL) filed an 8-K current report with the SEC on April 27, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.2). Q1 2026 earnings for quarter ended March 31, 2026 announced April 27, 2026.

NORWOOD FINANCIAL CORP 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 earnings for quarter ended March 31, 2026 announced April 27, 2026
  • Detailed financial results contained in Exhibit 99.1 press release
  • Exhibit 99.1 furnished, not filed under Exchange Act Section 18 or incorporated by reference

Item 7.01 · Regulation FD Disclosure

  • Earnings call scheduled for April 27, 2026 covering quarter ended March 31, 2026
  • Earnings Presentation posted as Exhibit 99.2, providing quarterly operating results details
  • Regulation FD disclosure gives investors access to management’s earnings materials and call timing

Item EX-99.1 · Exhibit EX-99.2

  • Q1 net income $3.7M, down $2.0M year over year; diluted EPS $0.35 versus $0.63
  • Merger-related expenses $4.941M and BOLI restructuring fee $225K reduced reported profitability
  • Adjusted net income $7.811M and adjusted diluted EPS $0.72, indicating stronger underlying earnings
  • Acquisition expanded assets 22.8% to $2.917B, loans 26.4% to $2.239B, and deposits 25.1% to $2.507B
  • Net interest margin improved to 3.68% from 3.30%, while nonperforming loans reached 0.46% of loans

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