Short answer
NORWOOD FINANCIAL CORP (NWFL) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 earnings announcement for quarter ended June 30, 2026.
NORWOOD FINANCIAL CORP 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q2 2026 earnings announcement for quarter ended June 30, 2026
- Press release issued July 22, 2026
- Detailed financial results available in Exhibit 99.1
- Exhibit 99.1 furnished, not filed under Section 18 or incorporated into Securities Act filings
Item 7.01 · Regulation FD Disclosure
- Earnings call scheduled July 22, 2026, covering quarter ended June 30, 2026
- Earnings Presentation posted as Exhibit 99.2, providing quarterly operating results
- Investor focus: quarterly performance details and management commentary during the call
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income reached a record $9.3 million, with diluted EPS $0.86 versus $0.67 year over year
- Net interest margin expanded to 3.90% from 3.43%, supporting $26.8 million net interest income
- Post-acquisition scale drove assets up 22.9% to $2.908 billion, loans up 26.4% to $2.263 billion, and deposits up 25.8% to $2.514 billion
- Integration of Presence Bancshares completed, including core conversion and brand convergence, reducing execution uncertainty
- Credit risk increased: nonperforming loans reached 1.21% versus 0.45%, including approximately $22 million exposure to a bankrupt borrower relationship
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
Other NORWOOD FINANCIAL CORP 8-K filings
Get the next NWFL 8-K as it lands
Follow NWFL for push alerts, or ask the research agent what this filing means.