INBK at a glance
First Internet Bancorp (INBK, SEC CIK 1562463) filed its latest 10-K annual report on March 11, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on September 21, 2026 and Form 4 insider filings as recently as May 19, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), First Internet Bancorp (INBK) reported revenue of $320.2 million (up 9.7% from FY2024) and a net loss of $35.2 million. Diluted EPS was -$4.03.
- As of June 30, 2026, 25 institutional investment managers tracked by SignalX reported holding First Internet Bancorp (INBK) shares worth $71.0 million in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $320.2M
- +9.7% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 25 funds
- $71.0M · +0 vs prior quarter
- Latest 8-K
- Sep 21, 2026
- Item 7.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Total loans $3.8B, up $64.3M or 1.7% from December 31, 2025
- Best growth: single tenant lease financing $288.7M, up $65.8M or 29.5% from December 31, 2025
- Worst performance: franchise finance net charge-offs 12.26% vs 1.79% YoY
- Net charge-offs $16.9M, or 1.77% of average loans, vs $14.3M and 1.31% YoY
- Liquidity $1.2B in cash and available-for-sale securities; share repurchases $0.5M through June 30, 2026
Risk Factors
- No material risk-factor changes from the December 31, 2025 Form 10-K
- Dividend restrictions requiring Indiana DFI approval above specified earnings-based limits
- Bank dividends prohibited if undercapitalized or deemed unsafe by FDIC or DFI
- Capital-distribution flexibility dependent on maintaining Basel III’s 2.5% capital-conservation buffer
- Share-repurchase capacity $24.478 million remaining under authorization expiring September 30, 2027
AI summary of the INBK 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- Quarterly cash dividend of $0.06 per common share announced
- Dividend press release furnished as Exhibit 99.1
Item 7.01: Regulation FD Disclosure
- Press release announced completion of the Notes offering on September 10, 2026
- Notes offering completion signals new financing proceeds and potential changes to capital structure
Item 1.01: Entry into a Material Definitive Agreement
- $20.5M subordinated debt issuance strengthens regulatory capital, with proceeds for corporate purposes and potential higher-cost debt retirement
- 8.0% fixed coupon through September 15, 2036, then quarterly SOFR plus 3.735%, creating long-term funding cost exposure
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 results released July 30, covering quarter ended June 30, 2026
- Conference call and webcast scheduled July 30 at 5:00 p.m. Eastern
Item EX-99.1: Item EX-99.1
- Q2 net income $2.4M and diluted EPS $0.27, versus $0.2M and $0.02 year-over-year, signaling sharp earnings recovery
- Revenue rose 23% to $41.1M, with FTE net interest margin expanding 43 bps to 2.47%
AI summaries of INBK 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for INBK
Don't miss the next INBK filing
- Alerts as it files. A push when INBK files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut INBK, by share count.
- Ask anything. An AI agent that reads every INBK filing and answers with sources.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Raines Michele L. | A | May 18, 2026 | 2,416 | - |
| Dee Ann C. | A | May 18, 2026 | 2,416 | - |
| Fenech Joseph A. | A | May 18, 2026 | 2,416 | - |
| Fenech Joseph A. | A | May 18, 2026 | 2,416 | - |
| WOJTOWICZ JEAN L | A | May 18, 2026 | 2,416 | - |
| Christian Justin P. | A | May 18, 2026 | 2,416 | - |
| Bade Aasif M. | A | May 18, 2026 | 2,416 | - |
| KEACH JOHN K JR | A | May 18, 2026 | 2,416 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $239.4M | $291.9M | $320.2M |
| Net Income | $8.4M | $25.3M | -$35.2M |
| Net Margin | 3.5% | 8.7% | -11.0% |
| Balance Sheet | |||
| Total Assets | $5.2B | $5.7B | $5.6B |
| Equity | $362.8M | $384.1M | $359.8M |
| ROE | 2.3% | 6.6% | -9.8% |
| Per Share | |||
| EPS | - | $2.88 | $-4.03 |
| Cash Flow | |||
| Operating CF | $11.7M | $13.0M | $3.4M |
| CapEx | $5.4M | $2.6M | $1.2M |
Source: XBRL data in First Internet Bancorp (INBK)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate INBK share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 25 | $71.0M |
| Q1 2026 | 25 | $51.5M |
| Q4 2025 | 23 | $57.1M |
| Q3 2025 | 24 | $62.7M |
| Q2 2025 | 25 | $73.0M |
| Q1 2025 | 24 | $48.5M |
| Q4 2024 | 19 | $61.6M |
| Q3 2024 | 15 | $43.9M |
- AQR Capital Management+214.5K (+285%)
- Morgan Stanley+22.7K (+51%)
- Goldman Sachs Group+20.3K (+34%)
- Vanguard Capital Management LLC+10.1K (+3%)
- Vanguard Portfolio Management LLC+6.5K (+14%)
- Citadel Advisors LLC−53.6K (-46%)
- BlackRock−51.6K (-7%)
- Millennium Management−50.5K (-56%)
- Dimensional Fund Advisors−48.0K (-13%)
- D.E. Shaw & Co−41.6K (-20%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 180 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
INBK filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 21, 2026 | - | Analysis | - |
| 8-K | Sep 10, 2026 | - | Analysis | - |
| 10-Q | Aug 5, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 30, 2026 | - | Analysis | - |
| 8-K | Jun 16, 2026 | - | Analysis | - |
| 8-K | May 20, 2026 | - | Analysis | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 10-Q | May 6, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Apr 30, 2026 | - | Analysis | - |
| SC 13D | Apr 8, 2026 | - | - | |
| 8-K | Mar 17, 2026 | - | Analysis | - |
| 10-K | Mar 11, 2026 | Dec 31, 2025 | - | |
| 4 | Feb 26, 2026 | - | - | - |
| 4 | Feb 3, 2026 | - | - | |
| SC 13G | Jan 30, 2026 | - | - | |
| 8-K | Jan 29, 2026 | - | - | |
| 4 | Jan 21, 2026 | - | - | |
| 4 | Jan 21, 2026 | - | - | |
| 4 | Jan 21, 2026 | - | - |
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INBK SEC filings: frequently asked questions
Which institutions hold INBK stock?
As of June 30, 2026, the largest First Internet Bancorp (INBK) holders among the 13F filers tracked by SignalX were BlackRock ($20.2 million), Vanguard Capital Management LLC ($9.6 million), Dimensional Fund Advisors ($9.1 million), AQR Capital Management ($8.1 million), D.E. Shaw & Co ($4.7 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was INBK's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), First Internet Bancorp (INBK) reported revenue of $320.2 million (up 9.7% from FY2024) and a net loss of $35.2 million. Diluted EPS was -$4.03. The figures come from the XBRL data in the 10-K.
What did INBK report in its latest 8-K?
First Internet Bancorp (INBK) filed an 8-K on September 21, 2026 reporting Item 7.01 (Regulation FD Disclosure). Quarterly cash dividend of $0.06 per common share announced.
What are the latest INBK SEC filings?
First Internet Bancorp (INBK) filed its latest 10-K annual report on March 11, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on September 21, 2026 and a Form 4 insider filing on May 19, 2026.
What is INBK's SEC CIK number?
First Internet Bancorp (INBK)'s SEC Central Index Key (CIK) is 1562463. EDGAR lists every INBK filing under that number.
Ask anything about INBK
The research agent reads INBK's filings, financials, insider trades and 13F holders, then answers with sources.