Short answer
First Internet Bancorp (INBK) filed an 8-K current report with the SEC on July 30, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 results released July 30, covering quarter ended June 30, 2026.
First Internet Bancorp 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q2 2026 results released July 30, covering quarter ended June 30, 2026
- Conference call and webcast scheduled July 30 at 5:00 p.m. Eastern
- Exhibit 99.1 contains detailed financial results for investor review
- Exhibit 99.2 provides presentation slides accompanying management’s discussion
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $2.4M and diluted EPS $0.27, versus $0.2M and $0.02 year-over-year, signaling sharp earnings recovery
- Revenue rose 23% to $41.1M, with FTE net interest margin expanding 43 bps to 2.47%
- BaaS fee revenue increased 172%, accelerating diversification beyond spread income and supporting 56% noninterest-income growth
- Credit trends improved: nonperforming loans fell to 1.58%, delinquencies declined to 0.78%, and provision expense decreased 18% sequentially
- Management targets 2026 EPS of $2.35-$2.45, loan growth of 4%-6%, and fourth-quarter FTE margin of 2.75%-2.80%
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