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First Internet Bancorp (INBK) filed an 8-K current report with the SEC on April 30, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 results covered quarter ended March 31, 2026.
First Internet Bancorp 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q1 2026 results covered quarter ended March 31, 2026
- Earnings press release furnished as Exhibit 99.1 for detailed financial figures
- Management conference call and webcast scheduled April 30, 2026 at 5:00 p.m. Eastern
- Investor presentation slides furnished as Exhibit 99.2 for supplemental results context
Item EX-99.1 · Exhibit EX-99.1
- Q1 2026 net income $2.5M and diluted EPS $0.29, up 166% and 164% YoY
- Revenue reached $43.1M, up 21%, while PPNR rose 51% to $18.1M
- FTE net interest margin expanded 54 bps YoY to 2.45%, supported by 26% net interest income growth
- Credit costs remain elevated: provision $16.3M, net charge-offs 1.65%, and NPLs 1.63% of loans
- Management broadly maintained 2026 guidance but flagged the 15–17% loan-growth target as ambitious due to payoffs and macro uncertainty
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