Short answer
First Internet Bancorp (INBK) filed its Q1 2026 10-Q quarterly report on May 6, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $76M (down 1.3% year over year) with net income of $3M.
Q1 2026 key financials · XBRL
- Revenue
- $76M
- −1.3% YoY
- Net income
- $3M
- +166.1% YoY
- EPS (diluted)
- $0.29
- +163.6% YoY
Source: XBRL data from the First Internet Bancorp (INBK) Q1 2026 10-Q on SEC EDGAR. USD.
First Internet Bancorp Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Total loans $3.8B, up $29.1M or 0.8% from December 31, 2025
- Net interest margin 2.36% vs 1.82% YoY; net interest income $31.6M vs $25.1M
- Small business lending worst credit performance, net charge-offs 7.12% vs 3.79% YoY
- Deposits $5.0B, up $141.8M or 2.9%; interest-bearing demand deposits up 21.2%
- Liquidity $1.4B in cash and available-for-sale securities; $0.5M share repurchases this quarter
Risk Factors
- No material changes to 2025 Form 10-K risk factors
- Regulatory risk: Bank dividends require prior Indiana DFI approval above statutory thresholds
- Capital risk: Dividend flexibility depends on maintaining the 2.5% Basel III capital conservation buffer
- Liquidity risk: Company distributions depend on dividends received from the Bank
- Shareholder-return risk: $25.0 million repurchase authorization expires September 30, 2027
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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