10-Q quarterly report · filed Aug 5, 2026

First Internet Bancorp (INBK) Q2 2026 10-Q Quarterly Report

Short answer

First Internet Bancorp (INBK) filed its Q2 2026 10-Q quarterly report on Aug 5, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $77M (down 5.3% year over year) with net income of $2M.

Q2 2026 key financials · XBRL

Revenue
$77M
−5.3% YoY · +1.1% QoQ
Net income
$2M
+1126.4% YoY · −5.7% QoQ
EPS (diluted)
$0.26
+1200.0% YoY · −10.3% QoQ

Source: XBRL data from the First Internet Bancorp (INBK) Q2 2026 10-Q on SEC EDGAR. USD.

First Internet Bancorp Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Total loans $3.8B, up $64.3M or 1.7% from December 31, 2025
  • Best growth: single tenant lease financing $288.7M, up $65.8M or 29.5% from December 31, 2025
  • Worst performance: franchise finance net charge-offs 12.26% vs 1.79% YoY
  • Net charge-offs $16.9M, or 1.77% of average loans, vs $14.3M and 1.31% YoY
  • Liquidity $1.2B in cash and available-for-sale securities; share repurchases $0.5M through June 30, 2026

Risk Factors

  • No material risk-factor changes from the December 31, 2025 Form 10-K
  • Dividend restrictions requiring Indiana DFI approval above specified earnings-based limits
  • Bank dividends prohibited if undercapitalized or deemed unsafe by FDIC or DFI
  • Capital-distribution flexibility dependent on maintaining Basel III’s 2.5% capital-conservation buffer
  • Share-repurchase capacity $24.478 million remaining under authorization expiring September 30, 2027

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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