10-Q quarterly report · filed Nov 10, 2025

First Internet Bancorp (INBK) Q3 2025 10-Q Quarterly Report

Short answer

First Internet Bancorp (INBK) filed its Q3 2025 10-Q quarterly report on Nov 10, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $84M (up 12.5% year over year) with net income of −$42M.

Q3 2025 key financials · XBRL

Revenue
$84M
+12.5% YoY · +4.3% QoQ
Net income
−$42M
−695.0% YoY · −21650.8% QoQ
EPS (diluted)
−$4.76
−695.0% YoY · −23900.0% QoQ

Source: XBRL data from the First Internet Bancorp (INBK) Q3 2025 10-Q on SEC EDGAR. USD.

First Internet Bancorp Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Total loans $3.6B, down 13.6% from $4.2B at December 31, 2024
  • Best loan growth: investor commercial real estate $644.2M, up from $269.4M
  • Worst loan contraction: single tenant lease financing $108.1M, down from $949.7M after $836.9M sale
  • Net charge-offs $21.0M, or 1.89% of average loans, versus $1.5M and 0.15% YoY
  • ACL $59.9M, or 1.66% of loans, versus $44.8M and 1.07% at December 31, 2024; liquidity $1.4B available in cash and securities

Risk Factors

  • No material changes to risk factors disclosed in the December 31, 2024 Form 10-K
  • No newly added quarterly risk factor identified
  • Regulatory and compliance risks remain those previously disclosed in the 2024 Form 10-K
  • Operational, competitive, and market risks remain those previously disclosed in the 2024 Form 10-K
  • Liquidity, debt, currency, and concentration risks remain those previously disclosed in the 2024 Form 10-K

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

Other First Internet Bancorp quarterly reports

Ask about this quarter

Compare quarters, check guidance or see what insiders and funds did around the report.