UCB UNITED COMMUNITY BANKS INCcompanySEC Filings & Insider Trading Activity 2026
Latest UNITED COMMUNITY BANKS INC (UCB) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 17, 2026, a 10-Q quarterly report filed on November 7, 2025, an 8-K current report filed on April 28, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for UNITED COMMUNITY BANKS INC (UCB) (SEC CIK 857855), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business model: Regional banking services focusing on community-based financial solutions
- • New emphasis on stock repurchase program renewed for 2026, authorizing up to $100 million in common stock repurchases
Risk Factors
- • Regulatory/legal risk: Potential cybersecurity incident notification requirements to Federal Reserve, FinCEN, SEC, FBI, Department of Justice authorities
- • Operational/supply chain vulnerability: Cybersecurity risks from third-party vendors assessed via SOC 2 or ISO 27001 reports and ongoing due diligence processes
Management Discussion & Analysis
- • Revenue $1.06B in 2025, up $111M (13%) YoY primarily due to $81.6M net interest revenue growth and $29.3M noninterest income increase
- • Net interest margin 3.52% in 2025 vs 3.29% in 2024; operating net income $336M vs $284M, operating diluted EPS $2.71 vs $2.30
Annual Reports Archive10-K
AI-powered analysis of UNITED COMMUNITY BANKS INC (UCB) 10-K annual reports filed with SEC EDGAR.
Financial SummaryXBRL
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Profitability | |||||
| Revenue | $744.4M | $826.2M | $803.8M | $901.2M | $1.1B |
| Net Income | $269.8M | $277.5M | $187.5M | $252.4M | $328.1M |
| Net Margin | 36.2% | 33.6% | 23.3% | 28.0% | 30.9% |
| Balance Sheet | |||||
| Total Assets | $20.9B | $24.0B | $27.3B | $27.7B | $28.0B |
| Equity | $2.2B | $2.7B | $3.3B | $3.4B | $3.6B |
| ROE | 12.1% | 10.3% | 5.8% | 7.4% | 9.0% |
Source: XBRL financial data from UNITED COMMUNITY BANKS INC (UCB) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Apr 28, 2026 | — | — | — |
8-K | Apr 21, 2026 | — | — | — |
8-K | Apr 21, 2026 | — | — | — |
10-K | Feb 17, 2026 | Dec 31, 2025 | Analysis | |
8-K | Jan 14, 2026 | — | — | |
8-K | Dec 8, 2025 | — | — | |
10-Q | Nov 7, 2025 | Sep 30, 2025 | — | |
10-Q | Aug 8, 2025 | Jun 30, 2025 | — | |
10-Q | May 9, 2025 | Mar 31, 2025 | — | |
10-K | Feb 27, 2025 | Dec 31, 2024 | — | |
10-Q | Nov 8, 2024 | Sep 30, 2024 | — | |
10-Q | Aug 9, 2024 | Jun 30, 2024 | — | |
10-Q | May 9, 2024 | Mar 31, 2024 | — | |
10-K | Feb 23, 2024 | Dec 31, 2023 | — | |
10-Q | Nov 3, 2023 | Sep 30, 2023 | — | |
10-Q | Aug 4, 2023 | Jun 30, 2023 | — | |
10-Q | May 5, 2023 | Mar 31, 2023 | — | |
10-K | Feb 24, 2023 | Dec 31, 2022 | — | |
10-Q | Nov 4, 2022 | Sep 30, 2022 | — | |
10-Q | Aug 5, 2022 | Jun 30, 2022 | — | |
10-Q | May 6, 2022 | Mar 31, 2022 | — | |
10-K | Feb 25, 2022 | Dec 31, 2021 | — | |
10-Q | Nov 5, 2021 | Sep 30, 2021 | — | |
10-Q | Aug 6, 2021 | Jun 30, 2021 | — | |
10-Q | May 7, 2021 | Mar 31, 2021 | — |
Frequently Asked Questions
What are the latest UCB SEC filings in 2026?
UNITED COMMUNITY BANKS INC (UCB) has filed a 10-K annual report on February 17, 2026, a 10-Q quarterly report on November 7, 2025, an 8-K current report on April 28, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did UCB file its most recent 10-K annual report?
UNITED COMMUNITY BANKS INC (UCB) filed its most recent 10-K annual report on February 17, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view UCB 10-Q quarterly reports?
UNITED COMMUNITY BANKS INC (UCB)'s most recent 10-Q quarterly report was filed on November 7, 2025. SignalX displays every UCB 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has UCB filed recently?
UNITED COMMUNITY BANKS INC (UCB)'s most recent 8-K was filed on April 28, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find UCB insider trading activity (Form 4)?
SignalX aggregates every UCB Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does UCB file with the SEC?
UNITED COMMUNITY BANKS INC (UCB) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new UCB filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for UNITED COMMUNITY BANKS INC (UCB).
What is UCB's SEC CIK number?
UNITED COMMUNITY BANKS INC (UCB)'s SEC CIK (Central Index Key) number is 857855. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 857855 to look up all UCB filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find UCB return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from UNITED COMMUNITY BANKS INC (UCB) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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