HWC at a glance
HANCOCK WHITNEY CORP (HWC, SEC CIK 750577) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 3, 2026 and Form 4 insider filings as recently as September 30, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), HANCOCK WHITNEY CORP (HWC) reported revenue of $1.6 billion (down 4.6% from FY2024) and net income of $486.1 million. Diluted EPS was $5.67.
- As of June 30, 2026, 33 institutional investment managers tracked by SignalX reported holding HANCOCK WHITNEY CORP (HWC) shares worth $3.4 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Mayfield Emory L Jr on August 20, 2026 of 4,990 shares at $76.40 per share.
- In the last 90 days, HWC insiders reported 0 open-market purchases ($0) and 2 open-market sales ($2.1M) on Form 4, a net sale of $2.1M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $1.6B
- −4.6% vs prior year
- Insiders · 90 days
- 0 buys · 2 sells
- Net −$2.1M
- 13F holders
- 33 funds
- $3.4B · +0 vs prior quarter
- Latest 8-K
- Aug 3, 2026
- Item 8.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Regional financial services including banking and related financial products
- No new products, services, or business segments introduced or emphasized this year
- No strategic shift or changed competitive positioning detailed in this filing
- Independent auditor PricewaterhouseCoopers LLP retained with Auditor Firm ID 238
- Executive compensation and stock ownership details deferred to 2026 proxy statement, referenced but not disclosed here
Risk Factors
- Regulatory risk from Federal Reserve Board oversight on wholesale funds use limit: internal target less than 25% of core deposits
- Macroeconomic exposure to uninsured, noncollateralized deposits of approximately $11.3 billion versus liquidity $18.9 billion at year-end 2025
- Operational liquidity risk from reliance on Federal Home Loan Bank line of credit with $5.3 billion capacity and $400 million outstanding borrowings
- Competitive threat in retail deposits with brokered deposits eliminated from $6.9 million in 2024 to zero in 2025, impacting funding diversity
- Financial risk from wholesale funds increase to $1.2 billion, up $360 million year-over-year, relative to core deposits of $27.8 billion
Management Discussion & Analysis
- Revenue: Noninterest income $406.4M, up $42.3M or 12% YoY, driven by Sabal acquisition and most revenue line growth
- Profitability: Noninterest expense $851.6M, up 4% YoY; effective tax rate 20.6% in 2025 vs 19.7% in 2024
- Best segment: Trust fees $89.6M, up $17.9M or 25% YoY due to Sabal acquisition; Worst: Credit-related fees $11.3M, down 6% YoY
- Cash flow: No buyback/dividend dollars disclosed; capital allocation includes $5.9M Sabal acquisition costs in expense; capex/other not specified
- Outlook & risks: FDIC special assessment exposure uncertain from systemic risk losses; securities portfolio restructuring in Jan 2026 to enhance future net interest income
AI summary of the HWC 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Risk Factors
- No material changes to risk factors previously disclosed in the 2025 Form 10-K
- Merger execution risk from May 15, 2026 agreement with OFB Bancshares and Citrus Acquisition Corp
- Share repurchase authorization reduces capital flexibility, with 2,000,000 shares remaining through December 31, 2026
- Regulatory compliance risk from continued SEC reporting and Sarbanes-Oxley certification requirements
AI summary of the HWC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item EX-99.1: Item EX-99.1
- Hancock Whitney completed its acquisition of OFB Bancshares, parent of One Florida Bank, effective August 1, 2026
- Transaction expands Hancock Whitney’s Florida banking presence and adds One Florida Bank operations to its franchise
Item 8.01: Other Events
- Hancock Whitney completed OFB Bancshares acquisition August 1, 2026
- Approximately $377.6 million cash consideration for OFB Bancshares stock and options
Item 2.02: Results of Operations and Financial Condition
- Item 2.02 references earnings information, but the provided excerpt contains only incorporation-by-reference disclaimer language
Item 7.01: Regulation FD Disclosure
- Investor call scheduled July 21, 2026 at 3:30 p.m. Central Time
- Discussion covers second-quarter results for period ended June 30, 2026
Item EX-99.1: Item EX-99.1
- Q2 2026 EPS $1.55, up from $0.57 in Q1 and $1.32 year over year
- Adjusted PPNR $178.1M, up 3% sequentially, signaling stronger recurring operating earnings
Item 8.01: Other Events
- Regulatory approvals received from Federal Reserve, FDIC, and Mississippi banking regulators
- OFB Bancshares shareholders approved the merger agreement
Item EX-99.1: Item EX-99.1
- Regulatory approval received from Federal Reserve, FDIC, and Mississippi banking regulators for One Florida Bank acquisition
- OFB Bancshares shareholders approved the merger agreement, removing a key transaction condition
AI summaries of HWC 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for HWC
Don't miss the next HWC filing
- Alerts as it files. A push when HWC files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut HWC, by share count.
- Ask anything. An AI agent that reads every HWC filing and answers with sources.
HWC alerts on your phone. Follow it in the SignalX Android app.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Wilkins Carleton Richard | A | Sep 29, 2026 | 54.54 | $72.20 |
| Perez Sonia | A | Sep 29, 2026 | 21.81 | $72.20 |
| Little Sonya C | A | Sep 29, 2026 | 92.2 | $72.20 |
| Liollio Dean | A | Sep 29, 2026 | 372.23 | $72.20 |
| Mayfield Emory L Jr | Sell | Aug 20, 2026 | 4,990 | $76.40 |
| Achary Michael M | Sell | Jul 24, 2026 | 22,694 | $76.18 |
| Liollio Dean | A | Jun 29, 2026 | 359.48 | $74.76 |
| Wilkins Carleton Richard | A | Jun 29, 2026 | 53.92 | $74.76 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $1.6B | $1.7B | $1.6B |
| Net Income | $392.6M | $460.8M | $486.1M |
| Net Margin | 24.2% | 27.2% | 30.1% |
| Balance Sheet | |||
| Total Assets | $35.6B | $35.1B | $35.5B |
| Equity | $3.8B | $4.1B | $4.5B |
| ROE | 10.3% | 11.2% | 10.9% |
| Per Share | |||
| EPS | - | $5.28 | $5.67 |
| Cash Flow | |||
| Operating CF | $495.2M | $625.7M | $541.8M |
| CapEx | $25.0M | $10.2M | $18.7M |
Source: XBRL data in HANCOCK WHITNEY CORP (HWC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate HWC share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 33 | $3.36B |
| Q1 2026 | 33 | $2.88B |
| Q4 2025 | 30 | $2.86B |
| Q3 2025 | 30 | $2.85B |
| Q2 2025 | 28 | $2.34B |
| Q1 2025 | 25 | $1.50B |
| Q4 2024 | 21 | $1.45B |
| Q3 2024 | 18 | $836.9M |
- BlackRock+519.5K (+5%)
- Goldman Sachs Group+319.4K (+26%)
- D.E. Shaw & Co+236.6K (+422%)
- Raymond James Financial+94.3K (+43%)
- T. Rowe Price Group+93.0K (+36%)
- Vanguard Portfolio Management LLC−453.1K (-9%)
- Morgan Stanley−377.1K (-24%)
- Citigroup−173.9K (-61%)
- Prudential Financial−165.7K (-79%)
- Two Sigma Investments−117.6K (-95%)
- Citadel Advisors LLC−31.8K
Source: 13F-HR filings on SEC EDGAR (aggregated from 218 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
HWC filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Aug 21, 2026 | - | - | - |
| 13F-HR | Aug 14, 2026 | Jun 30, 2026 | - | |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 3, 2026 | - | Analysis | - |
| 4 | Jul 27, 2026 | - | - | - |
| 8-K | Jul 21, 2026 | - | Analysis | - |
| 8-K | Jul 20, 2026 | - | Analysis | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 8-K | May 19, 2026 | - | Analysis | |
| 8-K | May 15, 2026 | - | Analysis | |
| 13F-HR | May 15, 2026 | Mar 31, 2026 | - | |
| 10-Q | May 7, 2026 | Mar 31, 2026 | Analysis | |
| 4 | May 4, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
Related Financials companies
- SRCE · 1ST SOURCE CORPState Commercial Banks
- ACNB · ACNB CORPState Commercial Banks
- ALLY · Ally Financial IncState Commercial Banks
- AMAL · Amalgamated Financial Corp.State Commercial Banks
- ABCB · Ameris BancorpState Commercial Banks
- ASB · ASSOCIATED BANC-CORPState Commercial Banks
- AUB · Atlantic Union Bankshares CorpState Commercial Banks
- AVBH · Avidbank Holdings, Inc.State Commercial Banks
HWC SEC filings: frequently asked questions
Are HWC insiders buying or selling?
In the last 90 days, HANCOCK WHITNEY CORP (HWC) officers, directors and 10% owners reported no open-market purchases and 2 open-market sales worth $2.1 million by 2 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold HWC stock?
As of June 30, 2026, the largest HANCOCK WHITNEY CORP (HWC) holders among the 13F filers tracked by SignalX were BlackRock ($814.8 million), FMR LLC (Fidelity) ($543.7 million), Dimensional Fund Advisors ($359.6 million), Vanguard Portfolio Management LLC ($334.1 million), State Street Corp ($321.0 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was HWC's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), HANCOCK WHITNEY CORP (HWC) reported revenue of $1.6 billion (down 4.6% from FY2024) and net income of $486.1 million. Diluted EPS was $5.67. The figures come from the XBRL data in the 10-K.
What are the main risks in HWC's latest 10-K?
In the 10-K filed February 27, 2026, HANCOCK WHITNEY CORP (HWC) flagged: Regulatory risk from Federal Reserve Board oversight on wholesale funds use limit: internal target less than 25% of core deposits. Macroeconomic exposure to uninsured, noncollateralized deposits of approximately $11.3 billion versus liquidity $18.9 billion at year-end 2025. (AI summary of the Risk Factors section.)
What did HWC report in its latest 8-K?
HANCOCK WHITNEY CORP (HWC) filed an 8-K on August 3, 2026 reporting Item 8.01 (Other Events). Hancock Whitney completed its acquisition of OFB Bancshares, parent of One Florida Bank, effective August 1, 2026.
What are the latest HWC SEC filings?
HANCOCK WHITNEY CORP (HWC) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 3, 2026 and a Form 4 insider filing on September 30, 2026.
What is HWC's SEC CIK number?
HANCOCK WHITNEY CORP (HWC)'s SEC Central Index Key (CIK) is 750577. EDGAR lists every HWC filing under that number.
Ask anything about HWC
The research agent reads HWC's filings, financials, insider trades and 13F holders, then answers with sources.