10-Q quarterly report · filed Nov 5, 2025

HANCOCK WHITNEY CORP (HWC) Q3 2025 10-Q Quarterly Report

Short answer

HANCOCK WHITNEY CORP (HWC) filed its Q3 2025 10-Q quarterly report on Nov 5, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $409M (down 4.8% year over year) with net income of $127M.

Q3 2025 key financials · XBRL

Revenue
$409M
−4.8% YoY · +1.6% QoQ
Net income
$127M
+10.3% YoY · +12.3% QoQ
EPS (diluted)
$1.48
+11.3% YoY · +13.0% QoQ

Source: XBRL data from the HANCOCK WHITNEY CORP (HWC) Q3 2025 10-Q on SEC EDGAR. USD.

HANCOCK WHITNEY CORP Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Risk Factors

  • New risk: Increased tariff rate to ~15% through 2026, disrupting global supply chains and inflation, impacting loan demand and deposit behavior
  • Updated economic risk: Downside S-2 scenario with 7.2% unemployment peak and mild recession Q4 2025–Q2 2026, 23% stock market decline weighted 50% in credit loss allowance
  • Regulatory risk: Ongoing U.S. government shutdown delays economic data collection and could impact Federal Reserve policy decisions and financial stability
  • Market risk: Elevated interest rates and economic uncertainty slowing loan growth and causing 1% quarterly deposit decline, net interest margin stable at 3.49%
  • Financial risk: Deposit base declined 1% QoQ to $28.7B; allowance for credit losses coverage stable at 1.45% of loans, net charge-offs down to 0.19% annualized from 0.31%

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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