HWC HANCOCK WHITNEY CORP

Q3 2025 10-Q
Filed: Nov 5, 2025Period ending Sep 30, 2025
Financials
State Commercial BanksSEC EDGAR

HANCOCK WHITNEY CORP (HWC) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 5, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Risk Factors

  • New risk: Increased tariff rate to ~15% through 2026, disrupting global supply chains and inflation, impacting loan demand and deposit behavior
  • Updated economic risk: Downside S-2 scenario with 7.2% unemployment peak and mild recession Q4 2025–Q2 2026, 23% stock market decline weighted 50% in credit loss allowance
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Quarterly Financial Summary
XBRL

Revenue

$409M

-4.8% YoY +1.6% QoQ

Net Income

$127M

+10.3% YoY +12.3% QoQ

Net Margin

31.2%

+425bp YoY +296bp QoQ

ROE

2.8%

Total Assets

$35.8B

EPS (Diluted)

$1.48

+11.3% YoY +13.0% QoQ

Operating Cash Flow

$159M

-2.3% YoY +26.2% QoQ

Source: XBRL data from HANCOCK WHITNEY CORP Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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