HWC HANCOCK WHITNEY CORP
FY2025 10-K
HANCOCK WHITNEY CORP (HWC) filed its fiscal year 2025 10-K annual report with the SEC on Feb 27, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business model: Regional financial services including banking and related financial products
- • No new products, services, or business segments introduced or emphasized this year
Management Discussion & Analysis
- • Revenue: Noninterest income $406.4M, up $42.3M or 12% YoY, driven by Sabal acquisition and most revenue line growth
- • Profitability: Noninterest expense $851.6M, up 4% YoY; effective tax rate 20.6% in 2025 vs 19.7% in 2024
Risk Factors
- • Regulatory risk from Federal Reserve Board oversight on wholesale funds use limit: internal target less than 25% of core deposits
- • Macroeconomic exposure to uninsured, noncollateralized deposits of approximately $11.3 billion versus liquidity $18.9 billion at year-end 2025
Financial SummaryXBRL
Revenue
$1.6B
Net Income
$486M
Net Margin
30.1%
ROE
10.9%
Total Assets
$35.5B
EPS (Diluted)
$5.67
Operating Cash Flow
$542M
Source: XBRL data from HANCOCK WHITNEY CORP FY2025 10-K filing on SEC EDGAR. All figures in USD.
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