8-K current report · filed Jul 10, 2026

UNITED COMMUNITY BANKS INC (UCB) 8-K Current Report: July 10, 2026

Item EX-99.1Item 8.01UCB overview

Short answer

UNITED COMMUNITY BANKS INC (UCB) filed an 8-K current report with the SEC on July 10, 2026 reporting Item EX-99.1 (Exhibit EX-99.1), Item 8.01 (Other Events). Peach State merger election deadline: 5:00 p.m. ET on July 20, 2026.

UNITED COMMUNITY BANKS INC 8-K event analysis

AI summary of each reported item and its exhibits

Item 8.01 · Other Events

  • Peach State merger election deadline: 5:00 p.m. ET on July 20, 2026
  • All required regulatory approvals received, materially reducing a key closing risk
  • Transaction closing expected August 3, 2026, pending Peach State shareholder approval and remaining conditions
  • Timing remains subject to termination risk, shareholder litigation, or unmet closing conditions

Item EX-99.1 · Exhibit EX-99.1

  • Peach State shareholders must elect cash or stock consideration by 5:00 p.m. ET July 20, 2026
  • Merger consideration: $31.75 cash or 0.8978 United shares per Peach State share
  • Aggregate consideration fixed at 50% cash and 50% United stock, subject to proration
  • All required regulatory approvals received; closing expected August 3, 2026, pending shareholder approval and other conditions
  • Peach State contributes $788 million in assets across two Georgia branches, expanding United’s regional footprint

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