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UNITED COMMUNITY BANKS INC (UCB) filed an 8-K current report with the SEC on July 21, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.2). Item 2.02 directs investors to UCB’s Investor Relations website for fiscal-year 2026 results.
UNITED COMMUNITY BANKS INC 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Item 2.02 directs investors to UCB’s Investor Relations website for fiscal-year 2026 results
- Earnings details and financial metrics are contained in the referenced presentation or release at www.ucbi.com
Item 7.01 · Regulation FD Disclosure
- Earnings call scheduled July 21, 2026, at 9:00 a.m. Eastern
- Discussion covers second-quarter fiscal 2026 financial results
- Webcast and referenced press release provide the primary investor materials
Item EX-99.1 · Exhibit EX-99.2
- Q2 2026 operating EPS $0.71, up 8% YoY; GAAP EPS $0.95 benefited from a $38.5M Navitas allowance release
- Revenue $279.3M, up 7% YoY, with net interest margin reaching 3.68%, up 18 basis points
- Loans grew $332M, or 6.8% annualized; excluding Navitas, loan growth was 6.4% annualized with over $1B production
- Navitas sale expected to close in Q3 2026, removing $1.9B of equipment-finance loans from held-for-investment
- Credit quality warrants monitoring: NPAs rose 23% YoY to $103.4M, while net charge-offs reached $7.9M, or 0.16% annualized
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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