SFST at a glance
SOUTHERN FIRST BANCSHARES INC (SFST, SEC CIK 1090009) filed its latest 10-K annual report on February 24, 2026, a 10-Q quarterly report on August 3, 2026, an 8-K current report on August 28, 2026 and Form 4 insider filings as recently as September 22, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), SOUTHERN FIRST BANCSHARES INC (SFST) reported revenue of $6.3 million (up 13.0% from FY2024) and net income of $30.4 million. Diluted EPS was $3.72.
- As of June 30, 2026, 28 institutional investment managers tracked by SignalX reported holding SOUTHERN FIRST BANCSHARES INC (SFST) shares worth $204.5 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by ORDERS JAMES B III on September 18, 2026 of 8,045 shares at $62.05 per share.
- In the last 90 days, SFST insiders reported 1 open-market purchase ($19K) and 21 open-market sales ($2.3M) on Form 4, a net sale of $2.3M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $6.3M
- +13.0% vs prior year
- Insiders · 90 days
- 1 buy · 21 sells
- Net −$2.3M
- 13F holders
- 28 funds
- $204.5M · +4 vs prior quarter
- Latest 8-K
- Aug 28, 2026
- Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Second-quarter net interest income $32.4M vs $25.3M, up 28.0% YoY
- Net interest margin 2.87% vs 2.50% YoY
- Best performer: service fees $866K, up 52.7%; weakest: mortgage banking income $1.323M, down 15.7%
- Assets $4.70B vs $4.40B; loans $4.03B vs $3.85B; deposits $3.94B vs $3.72B
- Headwinds: competition, funding access, credit losses, real-estate values, interest-rate changes and regulatory requirements
Risk Factors
- No material changes to risk factors disclosed in the December 31, 2025 Form 10-K
- Regulatory risk: post-May 22, 2026 share repurchases require additional Board and Federal Reserve approval
- Capital-allocation risk: $5.0 million repurchase authorization remained unused as of June 30, 2026
AI summary of the SFST 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- $10.0 million repurchase authorization, approximately 2% of common stock
- Flexible execution through open-market and privately negotiated purchases
Item 7.01: Regulation FD Disclosure
- Exhibit 99.2 provides Southern First’s financial results for the period ended June 30, 2026
- Investor presentation available through Southern First’s Investor Relations website, enabling review of management’s financial commentary
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 financial results for period ended June 30, 2026
- Press release furnished as Exhibit 99.1, containing detailed operating results
Item EX-99.1: Item EX-99.1
- Q2 2026 net income $11.2M, up 70.1% YoY; diluted EPS $1.20, up 48.2%
- Net interest income rose 28% to $32.4M; margin expanded to 2.87% from 2.50%
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Bryan Kennedy appointed director of Southern First Bancshares and Southern First Bank effective June 1, 2026
- Kennedy joins the Boards’ Risk Committee, increasing experienced commercial-banking oversight
AI summaries of SFST 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for SFST
Don't miss the next SFST filing
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- Fund moves. Which tracked funds opened, added or cut SFST, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| ORDERS JAMES B III | Sell | Sep 18, 2026 | 8,044.66 | $62.05 |
| Locke Anna T | Buy | Sep 14, 2026 | 300 | $63.27 |
| CUBBAGE LEIGHTON M | Sell | Sep 3, 2026 | 500 | $62.79 |
| CUBBAGE LEIGHTON M | Sell | Sep 3, 2026 | 500 | $62.79 |
| CUBBAGE LEIGHTON M | Sell | Sep 2, 2026 | 400 | $62.40 |
| CUBBAGE LEIGHTON M | Sell | Sep 2, 2026 | 500 | $62.00 |
| CUBBAGE LEIGHTON M | Sell | Sep 2, 2026 | 400 | $62.40 |
| CUBBAGE LEIGHTON M | Sell | Sep 2, 2026 | 300 | $62.50 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $4.0M | $5.6M | $6.3M |
| Net Income | $13.4M | $15.5M | $30.4M |
| Net Margin | 332.7% | 279.3% | 483.4% |
| Balance Sheet | |||
| Total Assets | $4.1B | $4.1B | $4.4B |
| Equity | $312.5M | $330.4M | $368.7M |
| ROE | 4.3% | 4.7% | 8.2% |
| Per Share | |||
| EPS | - | $1.91 | $3.72 |
| Cash Flow | |||
| Operating CF | $17.7M | $25.6M | $30.5M |
| CapEx | $1.2M | $785K | $581K |
Source: XBRL data in SOUTHERN FIRST BANCSHARES INC (SFST)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate SFST share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 28 | $204.5M |
| Q1 2026 | 24 | $131.8M |
| Q4 2025 | 22 | $126.7M |
| Q3 2025 | 22 | $106.9M |
| Q2 2025 | 21 | $89.8M |
| Q1 2025 | 17 | $53.1M |
| Q4 2024 | 12 | $58.3M |
| Q3 2024 | 11 | $35.5M |
- State Street Corp+205.6K (+122%)
- BlackRock+118.0K (+17%)
- JPMorgan Chase & Co+92.8K (+2740%)
- Bank of America Corp+73.8K (+405%)
- Millennium Management+53.4K (+407%)
- Ameriprise Financial−23.6K (-9%)
- U.S. Bancorp−5 (-28%)
- Citadel Advisors LLC+49.3K
- Soros Fund Management+14.4K
- Two Sigma Investments+14.0K
- PNC Financial Services+17
Source: 13F-HR filings on SEC EDGAR (aggregated from 157 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
SFST filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 22, 2026 | - | - | - |
| 4 | Sep 15, 2026 | - | - | - |
| 4 | Sep 3, 2026 | - | - | - |
| 4 | Sep 1, 2026 | - | - | - |
| 8-K | Aug 28, 2026 | - | Analysis | - |
| 4 | Aug 27, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 13, 2026 | - | - | - |
| 4 | Aug 13, 2026 | - | - | - |
| 4 | Aug 4, 2026 | - | - | - |
| 10-Q | Aug 3, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 29, 2026 | - | - | - |
| 8-K | Jul 21, 2026 | - | Analysis | - |
| 4 | Jun 12, 2026 | - | - | - |
| 8-K | Jun 2, 2026 | - | Analysis | |
| 8-K | May 20, 2026 | - | Analysis | |
| 10-Q | May 1, 2026 | Mar 31, 2026 | Analysis | |
| 4 | Apr 22, 2026 | - | - | - |
| 8-K | Apr 21, 2026 | - | Analysis | - |
| 8-K | Apr 16, 2026 | - | Analysis | - |
| 8-K | Apr 15, 2026 | - | Analysis | - |
| 8-K | Mar 10, 2026 | - | Analysis | - |
| 4 | Mar 9, 2026 | - | - | - |
| 4 | Feb 27, 2026 | - | - | - |
| 10-K | Feb 24, 2026 | Dec 31, 2025 | - |
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SFST SEC filings: frequently asked questions
Are SFST insiders buying or selling?
In the last 90 days, SOUTHERN FIRST BANCSHARES INC (SFST) officers, directors and 10% owners reported 1 open-market purchase worth $18,982 by 1 insider and 21 open-market sales worth $2.3 million by 4 insiders on Form 4, a net sale of $2.3 million. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold SFST stock?
As of June 30, 2026, the largest SOUTHERN FIRST BANCSHARES INC (SFST) holders among the 13F filers tracked by SignalX were BlackRock ($50.7 million), Vanguard Capital Management LLC ($24.0 million), Dimensional Fund Advisors ($23.7 million), State Street Corp ($22.8 million), Ameriprise Financial ($15.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was SFST's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), SOUTHERN FIRST BANCSHARES INC (SFST) reported revenue of $6.3 million (up 13.0% from FY2024) and net income of $30.4 million. Diluted EPS was $3.72. The figures come from the XBRL data in the 10-K.
What did SFST report in its latest 8-K?
SOUTHERN FIRST BANCSHARES INC (SFST) filed an 8-K on August 28, 2026 reporting Item 8.01 (Other Events). $10.0 million repurchase authorization, approximately 2% of common stock.
What are the latest SFST SEC filings?
SOUTHERN FIRST BANCSHARES INC (SFST) filed its latest 10-K annual report on February 24, 2026, a 10-Q quarterly report on August 3, 2026, an 8-K current report on August 28, 2026 and a Form 4 insider filing on September 22, 2026.
What is SFST's SEC CIK number?
SOUTHERN FIRST BANCSHARES INC (SFST)'s SEC Central Index Key (CIK) is 1090009. EDGAR lists every SFST filing under that number.
Ask anything about SFST
The research agent reads SFST's filings, financials, insider trades and 13F holders, then answers with sources.