Short answer
SOUTHERN FIRST BANCSHARES INC (SFST) filed its Q2 2026 10-Q quarterly report on Aug 3, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $1M (down 15.7% year over year) with net income of $11M.
Q2 2026 key financials · XBRL
- Revenue
- $1M
- −15.7% YoY · −11.4% QoQ
- Net income
- $11M
- +70.1% YoY · +13.2% QoQ
- EPS (diluted)
- $1.20
- +48.1% YoY · +0.8% QoQ
Source: XBRL data from the SOUTHERN FIRST BANCSHARES INC (SFST) Q2 2026 10-Q on SEC EDGAR. USD.
SOUTHERN FIRST BANCSHARES INC Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Second-quarter net interest income $32.4M vs $25.3M, up 28.0% YoY
- Net interest margin 2.87% vs 2.50% YoY
- Best performer: service fees $866K, up 52.7%; weakest: mortgage banking income $1.323M, down 15.7%
- Assets $4.70B vs $4.40B; loans $4.03B vs $3.85B; deposits $3.94B vs $3.72B
- Headwinds: competition, funding access, credit losses, real-estate values, interest-rate changes and regulatory requirements
Risk Factors
- No material changes to risk factors disclosed in the December 31, 2025 Form 10-K
- Regulatory risk: post-May 22, 2026 share repurchases require additional Board and Federal Reserve approval
- Capital-allocation risk: $5.0 million repurchase authorization remained unused as of June 30, 2026
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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