SFST SOUTHERN FIRST BANCSHARES INC

8-K Current Report

Filed: March 10, 2026

Financials

National Commercial Banks

SOUTHERN FIRST BANCSHARES INC (SFST) 8-K current report filed with SEC EDGAR on March 10, 2026. This page provides AI-powered analysis of reported events and material disclosures, including results of operations, corporate governance changes, agreements, and other triggering events as disclosed under Form 8-K item codes.

Reported 8-K Items
2 items

Item 1.01: Entry into a Material Definitive Agreement
Item 2.03: Creation of a Direct Financial Obligation

AI Filing Analysis
8-K

Item 1.01 · Entry into a Material Definitive Agreement

• Revolving credit line of $15M with TIB National Association extended to maturity date of March 5, 2027
• Non-Usage Fee of 0.25% (~$37,500 minus accrued interest) due at maturity — cost of maintaining undrawn liquidity

+2 more insights

Item 2.03 · Creation of a Direct Financial Obligation

• Loan modification executed March 5, 2026 between Southern First Bancshares and TIB, National Association
• No financial terms (amount, rate, maturity) disclosed in filing text — full details in Exhibit 10.1

+1 more insights

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