Short answer
SOUTHERN FIRST BANCSHARES INC (SFST) filed an 8-K current report with the SEC on July 21, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 financial results for period ended June 30, 2026.
SOUTHERN FIRST BANCSHARES INC 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q2 2026 financial results for period ended June 30, 2026
- Press release furnished as Exhibit 99.1, containing detailed operating results
- Results announcement dated July 21, 2026
Item 7.01 · Regulation FD Disclosure
- Exhibit 99.2 provides Southern First’s financial results for the period ended June 30, 2026
- Investor presentation available through Southern First’s Investor Relations website, enabling review of management’s financial commentary
Item EX-99.1 · Exhibit EX-99.1
- Q2 2026 net income $11.2M, up 70.1% YoY; diluted EPS $1.20, up 48.2%
- Net interest income rose 28% to $32.4M; margin expanded to 2.87% from 2.50%
- Loans grew 9% annualized to $4.0B, while retail deposits rose 22% annualized to $3.6B
- $65.2M capital raise and 1.2M additional shares strengthened CET1 to 12.82% and TCE to 9.62%
- Credit metrics remained stable: nonperforming assets 0.27%, net charge-offs 0.01%, allowance 1.10% of loans
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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