8-K current report · filed Apr 21, 2026

SOUTHERN FIRST BANCSHARES INC (SFST) 8-K Current Report: April 21, 2026

Item 2.02Item 7.01Item EX-99.1SFST overview

Short answer

SOUTHERN FIRST BANCSHARES INC (SFST) filed an 8-K current report with the SEC on April 21, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.2). Q1 2026 financial results for period ended March 31, 2026.

SOUTHERN FIRST BANCSHARES INC 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 financial results for period ended March 31, 2026
  • Results announcement issued April 21, 2026
  • Detailed figures and management commentary in Exhibit 99.1 press release

Item 7.01 · Regulation FD Disclosure

  • Exhibit 99.2 presents Southern First Bancshares’ financial results for the period ended March 31, 2026
  • Investor presentation availability provides additional context for investors evaluating quarterly performance
  • Slides accessible through the company’s Investor Relations website വകുപ്പ്

Item EX-99.1 · Exhibit EX-99.2

  • Q1 2026 net income $9.9M, up 88% YoY; diluted EPS $1.19, up 83%
  • Net interest margin 2.88%, up from 2.41% YoY, supporting 29% net interest income growth
  • Loans grew 10% annualized to $3.9B while retail deposits rose 27% annualized to $3.4B
  • Credit remained controlled: net charge-offs 0.01% and nonperforming assets 0.26% of assets
  • Equity offering issued 1,207,500 shares at $54, generating approximately $65.2M gross proceeds for growth and capital needs

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