FSBC at a glance
FIVE STAR BANCORP (FSBC, SEC CIK 1275168) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on September 17, 2026 and Form 4 insider filings as recently as August 6, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), FIVE STAR BANCORP (FSBC) reported revenue of $248.9 million (up 20.3% from FY2024) and net income of $61.6 million. Diluted EPS was $2.90.
- As of June 30, 2026, 26 institutional investment managers tracked by SignalX reported holding FIVE STAR BANCORP (FSBC) shares worth $217.9 million in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by Riggs Judson Teichert on July 22, 2026 of 2,273 shares at $44.00 per share.
- In the last 90 days, FSBC insiders reported 7 open-market purchases ($6.3M) and 0 open-market sales ($0) on Form 4, a net purchase of $6.3M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $248.9M
- +20.3% vs prior year
- Insiders · 90 days
- 7 buys · 0 sells
- Net +$6.3M
- 13F holders
- 26 funds
- $217.9M · +0 vs prior quarter
- Latest 8-K
- Sep 17, 2026
- Item 5.02 · Item 7.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net interest income $46.1M, up 26.20% YoY from $36.5M
- Net interest margin 3.63% vs 3.53% YoY
- Net income $19.4M, up from $14.5M YoY; ROAA 1.49% vs 1.37%
- Loans $4.5B, up 10.91%; deposits $4.8B, up 14.24%
- Nonperforming loans 0.30% vs 0.08%; one $11.4M CRA loan placed on non-accrual status
Risk Factors
- No risk-factors section provided in the submitted filing text
- No newly added risk factor or 10-K comparison disclosed
- No regulatory, legal, operational, competitive, market, liquidity, debt, currency, or concentration risks stated
AI summary of the FSBC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Lydia Ramirez moved from COO to newly established Chief External Affairs Officer, effective September 14, 2026
- CFO Heather Luck added oversight of Operations while retaining her CFO role
Item 7.01: Regulation FD Disclosure
- Ms. Ramirez appointed Executive Vice President and Chief External Affairs Officer effective September 14, 2026
- Senior leadership expansion focused on external affairs, with potential implications for stakeholder and regulatory engagement
Item EX-99.1: Item EX-99.1
- Lydia Ramirez appointed Executive Vice President and Chief External Affairs Officer, a newly created executive role
- Mandate covers enterprise-wide external affairs and community partnerships across current and future California markets
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Director Donna Lucas resigned effective immediately on September 4, 2026
- Resignation not related to disagreement with Five Star Bancorp
Item 8.01: Other Events
- Offering launched and priced on July 22, 2026, signaling an imminent capital raise
- Expected proceeds and use of funds are forward-looking, subject to closing and timing risks
Item EX-99.1: Item EX-99.1
- Common-stock offering launched, creating potential shareholder dilution
- 30-day underwriter option could increase shares issued beyond the base offering
Item 1.01: Entry into a Material Definitive Agreement
- $119.9 million gross equity offering: 2.725 million shares at $44.00 each
- Approximately $112.9 million net proceeds for corporate purposes, Bank investments, growth opportunities, and working capital
AI summaries of FSBC 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for FSBC
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- Fund moves. Which tracked funds opened, added or cut FSBC, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Allbaugh Larry Eugene | G | Aug 4, 2026 | 50,000 | - |
| Riggs Judson Teichert | Buy | Jul 22, 2026 | 2,273 | $44.00 |
| Allbaugh Larry Eugene | Buy | Jul 22, 2026 | 5,682 | $44.00 |
| Perry-Smith Robert Truxtun | Buy | Jul 22, 2026 | 31,363 | $44.00 |
| Deary-Bell Shannon | Buy | Jul 22, 2026 | 5,682 | $44.00 |
| Lucas Donna | Buy | Jul 22, 2026 | 1,136 | $44.00 |
| Ramos Kevin Francis | Buy | Jul 22, 2026 | 5,682 | $44.00 |
| Allbaugh Larry Eugene | Buy | Jul 22, 2026 | 90,909 | $44.00 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $174.4M | $207.0M | $248.9M |
| Net Income | $47.7M | $45.7M | $61.6M |
| Net Margin | 27.4% | 22.1% | 24.7% |
| Balance Sheet | |||
| Total Assets | $3.6B | $4.1B | $4.8B |
| Equity | $285.8M | $396.6M | $445.8M |
| ROE | 16.7% | 11.5% | 13.8% |
| Per Share | |||
| EPS | - | $2.26 | $2.90 |
| Cash Flow | |||
| Operating CF | $38.9M | $51.8M | $72.6M |
| CapEx | $653K | $628K | $1.2M |
Source: XBRL data in FIVE STAR BANCORP (FSBC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate FSBC share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 26 | $217.9M |
| Q1 2026 | 26 | $158.1M |
| Q4 2025 | 22 | $133.9M |
| Q3 2025 | 22 | $133.5M |
| Q2 2025 | 25 | $121.0M |
| Q1 2025 | 19 | $82.4M |
| Q4 2024 | 14 | $81.1M |
| Q3 2024 | 9 | $53.7M |
- BlackRock+139.9K (+12%)
- Dimensional Fund Advisors+62.0K (+19%)
- Morgan Stanley+35.1K (+71%)
- Vanguard Portfolio Management LLC+17.6K (+15%)
- State Street Corp+17.5K (+5%)
- Franklin Resources−41.8K (-9%)
- Goldman Sachs Group−38.7K (-31%)
- Renaissance Technologies LLC−16.0K (-55%)
- Two Sigma Investments−15.2K (-64%)
- Vanguard Capital Management LLC−10.2K (-2%)
- Prudential Financial+116.9K
- Millennium Management−25.1K
Source: 13F-HR filings on SEC EDGAR (aggregated from 163 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
FSBC filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 17, 2026 | - | Analysis | - |
| 8-K | Sep 10, 2026 | - | Analysis | - |
| 4 | Aug 6, 2026 | - | - | - |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 24, 2026 | - | - | - |
| 4 | Jul 24, 2026 | - | - | - |
| 4 | Jul 24, 2026 | - | - | - |
| 4 | Jul 24, 2026 | - | - | - |
| 4 | Jul 24, 2026 | - | - | - |
| 4 | Jul 24, 2026 | - | - | - |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 8-K | Jul 22, 2026 | - | Analysis | - |
| 8-K | Jul 20, 2026 | - | Analysis | - |
| 8-K | Jul 10, 2026 | - | Analysis | - |
| 4 | Jun 2, 2026 | - | - | |
| 8-K | May 28, 2026 | - | Analysis | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - |
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FSBC SEC filings: frequently asked questions
Are FSBC insiders buying or selling?
In the last 90 days, FIVE STAR BANCORP (FSBC) officers, directors and 10% owners reported 7 open-market purchases worth $6.3 million by 6 insiders and no open-market sales on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold FSBC stock?
As of June 30, 2026, the largest FIVE STAR BANCORP (FSBC) holders among the 13F filers tracked by SignalX were BlackRock ($64.8 million), Vanguard Capital Management LLC ($31.7 million), Franklin Resources ($21.0 million), Dimensional Fund Advisors ($18.7 million), State Street Corp ($17.8 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was FSBC's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), FIVE STAR BANCORP (FSBC) reported revenue of $248.9 million (up 20.3% from FY2024) and net income of $61.6 million. Diluted EPS was $2.90. The figures come from the XBRL data in the 10-K.
What did FSBC report in its latest 8-K?
FIVE STAR BANCORP (FSBC) filed an 8-K on September 17, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers) and Item 7.01 (Regulation FD Disclosure). Lydia Ramirez moved from COO to newly established Chief External Affairs Officer, effective September 14, 2026.
What are the latest FSBC SEC filings?
FIVE STAR BANCORP (FSBC) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on September 17, 2026 and a Form 4 insider filing on August 6, 2026.
What is FSBC's SEC CIK number?
FIVE STAR BANCORP (FSBC)'s SEC Central Index Key (CIK) is 1275168. EDGAR lists every FSBC filing under that number.
Ask anything about FSBC
The research agent reads FSBC's filings, financials, insider trades and 13F holders, then answers with sources.