10-Q quarterly report · filed May 7, 2026

FIVE STAR BANCORP (FSBC) Q1 2026 10-Q Quarterly Report

Short answer

FIVE STAR BANCORP (FSBC) filed its Q1 2026 10-Q quarterly report on May 7, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $67M (up 18.0% year over year) with net income of $19M.

Q1 2026 key financials · XBRL

Revenue
$67M
+18.0% YoY
Net income
$19M
+42.0% YoY
EPS (diluted)
$0.87
+40.3% YoY

Source: XBRL data from the FIVE STAR BANCORP (FSBC) Q1 2026 10-Q on SEC EDGAR. USD.

FIVE STAR BANCORP Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net interest income $43.5M vs $34.0M, up 27.90% YoY
  • Net interest margin 3.70% vs 3.45%; efficiency ratio 38.57% vs 42.58%
  • Loan balances $4.2B, up 3.40%; deposits $4.5B, up 6.39% sequentially
  • Key headwinds: interest rates, California real estate, commercial real estate, competition, and economic uncertainty

Risk Factors

  • No risk-factors section provided in the submitted text
  • No newly added or materially changed risk identified
  • No regulatory, legal, compliance, operational, competitive, market, liquidity, debt, currency, or concentration risk disclosed

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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