10-Q quarterly report · filed Nov 6, 2025

FIVE STAR BANCORP (FSBC) Q3 2025 10-Q Quarterly Report

Short answer

FIVE STAR BANCORP (FSBC) filed its Q3 2025 10-Q quarterly report on Nov 6, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $65M (up 23.1% year over year) with net income of $16M.

Q3 2025 key financials · XBRL

Revenue
$65M
+23.1% YoY · +7.0% QoQ
Net income
$16M
+49.4% YoY · +12.7% QoQ
EPS (diluted)
$0.77
+51.0% YoY · +13.2% QoQ

Source: XBRL data from the FIVE STAR BANCORP (FSBC) Q3 2025 10-Q on SEC EDGAR. USD.

FIVE STAR BANCORP Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net interest income $39.3M, up $9.0M or 29.49% YoY
  • Net interest margin 3.56% vs 3.37% YoY
  • Net income $16.3M vs $10.9M YoY; ROAE 15.35% vs 11.31%
  • Loans held for investment $3.9B, up $354.6M or 10.04% from December 31, 2024
  • Deposits $4.1B, up $545.4M or 15.33% from December 31, 2024; dividend $0.20 per share declared

Risk Factors

  • No risk-factors section provided in the submitted excerpt
  • No newly added risk trigger identified
  • No material regulatory, legal, compliance, operational, competitive, market, or financial risk disclosed
  • No director or executive officer Rule 10b5-1 plan changes during the three months ended September 30, 2025

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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