FMBH FIRST MID BANCSHARES, INC.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Community-focused banking, insurance, wealth management, and investment services through wholly owned subsidiaries
• • New acquisitions: Blackhawk Bank merged into First Mid Bank (Dec 2023), Mid Rivers Insurance Group merged into First Mid Insurance (Q3 2024)
• • Strategic shift: Increase in lending portfolio, commercial real estate loans grew from $1.7B (2021) to $2.6B (2025), with focus on organic and acquisition growth
• • Quantitative highlight: Employee engagement survey 98% participation in 2025, net interest margin increased to 3.70% in 2025 from 3.34% in 2024
• • Noteworthy fact: Compensation increases include $1.00/hr raise for entry-level employees third consecutive year and 4% salary range increases across the board

Risk Factors

• • Regulatory risk: OCC may prohibit dividends despite $54.5M available, if deemed unsafe or unsound practice
• • Macroeconomic exposure: $1.38B in unused lines of credit at Dec 31, 2025, including $675M commercial operating loans
• • Operational risk: Integration of $722.9M net loans from Blackhawk acquisition with $50.1M goodwill recorded
• • Market disruption: Rising interest rate volatility impacts $27.2M interest rate swap derivatives, affecting hedging effectiveness
• • Financial risk: $130.3M loans to related parties at Dec 31, 2025, down from $247.9M in prior year, concentration risk

Management Discussion & Analysis

• • No revenue or net income dollar figures provided to assess YoY change
• • No explicit profitability or margin percentages disclosed for FY 2026 or FY 2025
• • No segment performance data or best/worst performers quantified
• • No cash flow, capital allocation, buybacks, dividends, or capex dollar amounts mentioned
• • Management highlights interest rate risk sensitivity with Net Interest Income impact: +200 bp prime increase could add $10.1M and 4.47% ROAE at Dec 31, 2025
• • Economic Value of Equity (EVE) would decline 5.3% or $90.4M with a 200 bp interest rate rise at Dec 31, 2025, within policy limits
• • Forward-looking risk: exposure to interest rate changes; EVE and net interest income highly sensitive to +/- 100-200 bp prime rate shifts

What are the latest FMBH SEC filings in 2026?

FIRST MID BANCSHARES, INC. (FMBH) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on May 8, 2026, an 8-K current report on July 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did FMBH file its most recent 10-K annual report?

FIRST MID BANCSHARES, INC. (FMBH) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view FMBH 10-Q quarterly reports?

FIRST MID BANCSHARES, INC. (FMBH)'s most recent 10-Q quarterly report was filed on May 8, 2026. SignalX displays every FMBH 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has FMBH filed recently?

FIRST MID BANCSHARES, INC. (FMBH)'s most recent 8-K was filed on July 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find FMBH insider trading activity (Form 4)?

SignalX aggregates every FMBH Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does FMBH file with the SEC?

FIRST MID BANCSHARES, INC. (FMBH) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new FMBH filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for FIRST MID BANCSHARES, INC. (FMBH).

What is FMBH's SEC CIK number?

FIRST MID BANCSHARES, INC. (FMBH)'s SEC CIK (Central Index Key) number is 700565. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 700565 to look up all FMBH filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find FMBH return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from FIRST MID BANCSHARES, INC. (FMBH) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.