10-Q quarterly report · filed May 8, 2026

FIRST MID BANCSHARES, INC. (FMBH) Q1 2026 10-Q Quarterly Report

Short answer

FIRST MID BANCSHARES, INC. (FMBH) filed its Q1 2026 10-Q quarterly report on May 8, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $101M (up 14.9% year over year) with net income of $26M.

Q1 2026 key financials · XBRL

Revenue
$101M
+14.9% YoY
Net income
$26M
+18.7% YoY
EPS (diluted)
$1.06
+14.0% YoY

Source: XBRL data from the FIRST MID BANCSHARES, INC. (FMBH) Q1 2026 10-Q on SEC EDGAR. USD.

FIRST MID BANCSHARES, INC. Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $26.3M vs $22.2M YoY; diluted EPS $1.06 vs $0.93
  • Net interest income $71.6M vs $60.2M; net interest margin 3.78% vs 3.60%
  • Strongest revenue line insurance commissions $10.8M, up 8.9%; weakest bank-owned life insurance $1.3M, down 20.6%
  • Deposits $7.5B vs $6.4B and loans $6.9B vs $5.9B, primarily from Two Rivers acquisition
  • Credit headwinds: nonperforming loans $44.1M vs $26.6M; provision $2.6M vs $1.7M as losses normalize

Risk Factors

  • No material changes to 2025 10-K risk factors
  • Dividend dependence on First Mid Bank and Two Rivers Bank for funding operations
  • Regulatory approval requirements limiting bank dividend payments
  • Credit risk exposure as a financial institution
  • Interest-rate and liquidity risk affecting financial condition and results

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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