10-Q quarterly report · filed Aug 7, 2026

FIRST MID BANCSHARES, INC. (FMBH) Q2 2026 10-Q Quarterly Report

Short answer

FIRST MID BANCSHARES, INC. (FMBH) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $115M (up 23.0% year over year) with net income of $28M.

Q2 2026 key financials · XBRL

Revenue
$115M
+23.0% YoY · +14.2% QoQ
Net income
$28M
+18.6% YoY · +5.6% QoQ
EPS (diluted)
$1.04
+7.2% YoY · −1.9% QoQ

Source: XBRL data from the FIRST MID BANCSHARES, INC. (FMBH) Q2 2026 10-Q on SEC EDGAR. USD.

FIRST MID BANCSHARES, INC. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $4.351M higher YoY in Q2 2026; six-month net income $54.1M vs $45.6M
  • Net interest income $80.459M vs $64.634M; tax-equivalent margin 3.79% vs 3.72%
  • Best revenue line wealth management $8.206M, up 52.1% YoY
  • Worst revenue line mortgage banking $814K, down 23.9% YoY
  • Deposits $7.6B vs $6.4B; net loans $6.8B vs $5.9B, primarily from Two Rivers acquisition
  • Near-term headwinds: integration expenses, higher nonperforming loans $41.3M, and broader interest-rate and economic uncertainty

Risk Factors

  • No material changes to risk factors since the December 31, 2025 Form 10-K
  • Credit risk from adverse borrower experience remains a core exposure
  • Interest-rate and liquidity risk could materially affect financial condition and results
  • Bank dividend restrictions constrain parent-company dividends and operating funding without regulatory approval
  • Operational and economic-market risks remain capable of materially affecting results and common-stock value

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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