Short answer
FIRST MID BANCSHARES, INC. (FMBH) filed an 8-K current report with the SEC on July 15, 2026 reporting Item 1.01 (Entry into a Material Definitive Agreement), Item 2.03 (Creation of a Direct Financial Obligation). $19.71M refinancing note executed July 10, 2026 with Bankers’ Bank.
FIRST MID BANCSHARES, INC. 8-K event analysis
AI summary of each reported item and its exhibits
Item 1.01 · Entry into a Material Definitive Agreement
- $19.71M refinancing note executed July 10, 2026 with Bankers’ Bank
- Fixed 6.125% interest rate with 38 monthly payments of $161,204.52 beginning July 28, 2026
- $17.31M estimated balloon payment due September 28, 2029, creating substantial refinancing risk
- Secured by a negative pledge covering 100% of First Mid Bank & Trust’s outstanding capital stock
- Refinancing does not discharge the prior September 28, 2022 note
Item 2.03 · Creation of a Direct Financial Obligation
- Promissory Note dated July 10, 2026, creating a direct financial obligation to Bankers’ Bank
- Note terms and borrowing amount require review of Exhibit 10.1 for investor assessment
- CEO Matthew K. Smith signed the filing on July 15, 2026
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
Other FIRST MID BANCSHARES, INC. 8-K filings
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