WAFD WAFD INCcompanySEC Filings & Insider Trading Activity 2026
Latest WAFD INC (WAFD) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on November 18, 2025, a 10-Q quarterly report filed on February 4, 2026, an 8-K current report filed on April 17, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for WAFD INC (WAFD) (SEC CIK 936528), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-09-30)
Business Overview
- • Core business model: Commercial bank offering lending, deposit, insurance, and wealth management services across nine western states
- • Merger completion with Luther Burbank Corporation in March 2024 adds $7.7B assets and 10 California branches, expanding geographic footprint
Risk Factors
- • Regulatory risk: Increasing scrutiny from SEC on cybersecurity disclosure and incident reporting requirements
- • Macroeconomic threat: Potential operational impact from economic downturn affecting loan demand and credit risk
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-12-31)
Management Discussion & Analysis
- • Revenue not explicitly stated; net interest income $171.1M, up $15.7M from $155.4M YoY for Q4 FY2026 vs Q4 FY2025
- • Net interest margin 2.70% vs 2.39% YoY; yield on earning assets 5.09% vs 5.31%; cost of liabilities 2.88% vs 3.48%
Risk Factors
- • Regulatory risk upgraded: CRA rating improved from “Needs to Improve” to “Satisfactory” on January 16, 2026 after FDIC appeal
- • Most materially updated risk: CRA Lending Test rating raised to “Low Satisfactory,” impacting future expansion and M&A flexibility
AI 8-K Current Report AnalysisRecent 8-K Filings
Item 5.02: Departure/Appointment of Directors or Principal Officers
- • Erin Hill appointed to WAFD Board effective March 2, 2026, filling vacancy left by retiring director David K. Grant
- • Hill joins Audit Committee and will also serve on board of subsidiary WaFd Bank
Item 7.01: Regulation FD Disclosure
- • Ms. Hill appointed to board of directors at both WaFd, Inc. and WaFd Bank, effective March 2, 2026
- • Dual board appointment (holding company + bank subsidiary) signals governance-level role with full oversight scope
Annual Reports Archive10-K
AI-powered analysis of WAFD INC (WAFD) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of WAFD INC (WAFD) 10-Q quarterly reports filed with SEC EDGAR.
Recent 8-K FilingsCurrent Reports
AI-powered analysis of WAFD INC (WAFD) 8-K current reports disclosing material events.
Financial SummaryXBRL
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Profitability | |||||
| Revenue | $24.7M | $25.9M | $26.1M | $27.5M | $29.6M |
| Net Income | $183.6M | $236.3M | $257.4M | $200.0M | $226.1M |
| Net Margin | 743.8% | 911.0% | 988.2% | 727.2% | 762.5% |
| Balance Sheet | |||||
| Total Assets | $19.7B | $20.8B | $22.5B | $28.1B | $26.7B |
| Equity | $2.1B | $2.3B | $2.4B | $3.0B | $3.0B |
| ROE | 8.6% | 10.4% | 10.6% | 6.7% | 7.4% |
Source: XBRL financial data from WAFD INC (WAFD) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Apr 17, 2026 | — | — | — |
8-K | Apr 2, 2026 | — | — | — |
8-K | Mar 2, 2026 | — | Analysis | — |
8-K | Feb 23, 2026 | — | Analysis | — |
8-K | Feb 4, 2026 | — | — | |
10-Q | Feb 4, 2026 | Dec 31, 2025 | Analysis | |
8-K | Feb 3, 2026 | — | — | |
8-K | Jan 22, 2026 | — | — | |
8-K | Jan 16, 2026 | — | — | |
8-K | Jan 5, 2026 | — | — | |
10-K | Nov 18, 2025 | Sep 30, 2025 | Analysis | |
10-Q | Aug 5, 2025 | Jun 30, 2025 | — | |
10-Q | May 2, 2025 | Mar 31, 2025 | — | |
10-Q | Feb 4, 2025 | Dec 31, 2024 | — | |
10-K | Nov 20, 2024 | Sep 30, 2024 | — | |
10-Q | Aug 2, 2024 | Jun 30, 2024 | — | |
10-Q | May 3, 2024 | Mar 31, 2024 | — | |
10-Q | Jan 31, 2024 | Dec 31, 2023 | — | |
10-K | Nov 17, 2023 | Sep 30, 2023 | — | |
10-Q | Aug 4, 2023 | Jun 30, 2023 | — | |
10-Q | May 4, 2023 | Mar 31, 2023 | — | |
10-Q | Feb 3, 2023 | Dec 31, 2022 | — | |
10-K | Nov 18, 2022 | Sep 30, 2022 | — | |
10-Q | Jul 29, 2022 | Jun 30, 2022 | — | |
10-Q | May 3, 2022 | Mar 31, 2022 | — |
Frequently Asked Questions
What are the latest WAFD SEC filings in 2026?
WAFD INC (WAFD) has filed a 10-K annual report on November 18, 2025, a 10-Q quarterly report on February 4, 2026, an 8-K current report on April 17, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did WAFD file its most recent 10-K annual report?
WAFD INC (WAFD) filed its most recent 10-K annual report on November 18, 2025. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view WAFD 10-Q quarterly reports?
WAFD INC (WAFD)'s most recent 10-Q quarterly report was filed on February 4, 2026. SignalX displays every WAFD 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has WAFD filed recently?
WAFD INC (WAFD)'s most recent 8-K was filed on April 17, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find WAFD insider trading activity (Form 4)?
SignalX aggregates every WAFD Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does WAFD file with the SEC?
WAFD INC (WAFD) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new WAFD filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for WAFD INC (WAFD).
What is WAFD's SEC CIK number?
WAFD INC (WAFD)'s SEC CIK (Central Index Key) number is 936528. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 936528 to look up all WAFD filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find WAFD return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from WAFD INC (WAFD) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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