10-Q quarterly report · filed May 5, 2026

WAFD INC (WAFD) Q1 2026 10-Q Quarterly Report

Short answer

WAFD INC (WAFD) filed its Q1 2026 10-Q quarterly report on May 5, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $8M (up 8.7% year over year) with net income of $66M.

Q1 2026 key financials · XBRL

Revenue
$8M
+8.7% YoY · −2.3% QoQ
Net income
$66M
+16.5% YoY · +2.1% QoQ
EPS (diluted)
$0.81
+26.6% YoY · +2.5% QoQ

Source: XBRL data from the WAFD INC (WAFD) Q1 2026 10-Q on SEC EDGAR. USD.

WAFD INC Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • No actual profitability or margin percentages provided in supplied excerpt
  • Headwinds: interest rates, inflation, credit losses, economic uncertainty, real estate downturns, regulatory changes, competition, cybersecurity risks

Risk Factors

  • CRA risk reduced following FDIC SARC appeal, upgrading Lending Test to “Low Satisfactory” and overall rating to “Satisfactory” on January 16, 2026
  • Future CRA “Needs to Improve” rating could restrict mergers, acquisitions, and branch expansion after the next exam anticipated in 2027
  • Dividend payment risk from bank regulatory capital requirements and quarterly reviews of compliance and cash resources
  • Preferred-stock seniority risk, with Series A’s 4.875% dividend ranking ahead of common-stock dividends

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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