Short answer
WAFD INC (WAFD) filed its Q2 2026 10-Q quarterly report on Aug 4, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $8M (up 7.3% year over year) with net income of $66M.
Q2 2026 key financials · XBRL
- Revenue
- $8M
- +7.3% YoY · +6.1% QoQ
- Net income
- $66M
- +6.7% YoY · +0.9% QoQ
- EPS (diluted)
- $0.85
- +16.4% YoY · +4.9% QoQ
Source: XBRL data from the WAFD INC (WAFD) Q2 2026 10-Q on SEC EDGAR. USD.
WAFD INC Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Near-term headwinds: fluctuating interest rates, inflation, credit deterioration, and potential additional loan-loss provisions
- Strategic risks: Bank exit from single-family mortgage lending and California-market entry
- Outlook caveat: forward-looking statements subject to economic, regulatory, market, and operational uncertainties
Risk Factors
- CRA risk reduced: FDIC upgraded overall rating to “Satisfactory” on January 16, 2026 after successful appeal
- Future CRA exams: “Needs to Improve” rating could restrict mergers, acquisitions, and branch expansion
- Regulatory dividend risk: Common dividends subject to capital adequacy, compliance, and cash-resource reviews
- Preferred-stock priority: Series A Preferred dividends rank senior to common-stock dividends at 4.875% annually
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
Other WAFD INC quarterly reports
Ask about this quarter
Compare quarters, check guidance or see what insiders and funds did around the report.