8-K current report · filed Jul 17, 2026

WAFD INC (WAFD) 8-K Current Report: July 17, 2026

Item 2.02Item EX-99.1WAFD overview

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WAFD INC (WAFD) filed an 8-K current report with the SEC on July 17, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). WaFd reported fiscal-quarter earnings for the period ended June 30, 2026.

WAFD INC 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • WaFd reported fiscal-quarter earnings for the period ended June 30, 2026
  • Earnings details and financial metrics appear in Exhibits 99.1 and 99.2
  • Investor focus: quarterly profitability, credit quality, net interest trends, and capital disclosures in the exhibits

Item EX-99.1 · Exhibit EX-99.1

  • Q3 FY2026 net income $66.1M, diluted EPS $0.84, up 15% YoY and 2% QoQ
  • Net interest income $181.3M, up 2% QoQ, with stable 2.81% net interest margin
  • Efficiency ratio improved to 53.69%, supported by $3.2M branch-property gain
  • Credit provisioning increased to $11.0M from $4.0M, while non-performing assets remained low at 0.49%
  • Deposits declined to $20.9B as borrowings rose to $3.3B, increasing funding-cost and liquidity sensitivity

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