WAFD WAFD INC
FY2025 10-K
WAFD INC (WAFD) filed its fiscal year 2025 10-K annual report with the SEC on Nov 18, 2025. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business model: Commercial bank offering lending, deposit, insurance, and wealth management services across nine western states
- • Merger completion with Luther Burbank Corporation in March 2024 adds $7.7B assets and 10 California branches, expanding geographic footprint
Risk Factors
- • Regulatory risk: Increasing scrutiny from SEC on cybersecurity disclosure and incident reporting requirements
- • Macroeconomic threat: Potential operational impact from economic downturn affecting loan demand and credit risk
Financial SummaryXBRL
Revenue
$30M
Net Income
$226M
Net Margin
762.5%
ROE
7.4%
Total Assets
$26.7B
EPS (Diluted)
$2.63
Operating Cash Flow
$237M
Source: XBRL data from WAFD INC FY2025 10-K filing on SEC EDGAR. All figures in USD.
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