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Financials · State Commercial Banks

USCB USCB FINANCIAL HOLDINGS, INC. SEC Filings & Insider Trading Activity 2026

company
CIK 190163790 filings
Russell 2000
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USCB at a glance

USCB FINANCIAL HOLDINGS, INC. (USCB, SEC CIK 1901637) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on July 28, 2026 and Form 4 insider filings as recently as July 9, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.

  • For the fiscal year ended December 31, 2025 (FY2025), USCB FINANCIAL HOLDINGS, INC. (USCB) reported revenue of $145.5 million (up 10.9% from FY2024) and net income of $26.1 million. Diluted EPS was $1.33.
  • As of June 30, 2026, 21 institutional investment managers tracked by SignalX reported holding USCB FINANCIAL HOLDINGS, INC. (USCB) shares worth $54.9 million in 13F-HR filings.
  • The most recent insider open-market sale reported on Form 4 was by COLLAZO ANDRES on June 8, 2026 of 1,000 shares at $19.00 per share.

Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).

Revenue · FY2025
$145.5M
+10.9% vs prior year
Insiders · 90 days
0 buys · 0 sells
No open-market trades
13F holders
21 funds
$54.9M · +2 vs prior quarter
Latest 8-K
Jul 28, 2026
Item 7.01

AI 10-Q Quarterly Report Analysis

Latest 10-Q, quarter ended Jun 30, 2026

Management Discussion & Analysis

  • Net income $9.1M, up 11.5% from $8.1M YoY
  • Net interest margin 3.49% vs 3.28% YoY
  • Net interest income $24.4M, up 15.9% from $21.0M
  • Loan portfolio $2.3B, up 9.9% from $2.1B YoY
  • Headwinds: provision $1.3M vs $1.0M and effective tax rate 28.60% vs 24.20%

Risk Factors

  • No material changes to risk factors disclosed in the 2025 Form 10-K
  • Regulatory and compliance risks unchanged from the 2025 Form 10-K
  • Operational and competitive risks unchanged from the 2025 Form 10-K
  • Financial risks unchanged from the 2025 Form 10-K

AI summary of the USCB 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K

AI 8-K Current Report Analysis

The most recent material events, by 8-K item

Filed Jul 28, 2026Full analysis →

Item 7.01: Regulation FD Disclosure

  • Investor presentation furnished under Regulation FD for management discussions with investors and others
  • Presentation available as Exhibit 99.1 and at investors.uscenturybank.com

Item EX-99.1: Item EX-99.1

  • Q2 2026 earnings remained strong: net income $9.1M, diluted EPS $0.49, and ROAA 1.26%
  • Loan growth accelerated, with average loans up $81.2M or 15.0% annualized sequentially and record production of $272M
Filed Jul 23, 2026Full analysis →

Item 2.02: Results of Operations and Financial Condition

  • Exhibit 99.1 furnished under Item 2.02, covering USCB Financial Holdings’ fiscal-year results
  • Financial details and management commentary available in the referenced exhibit

Item 7.01: Regulation FD Disclosure

  • Exhibit 99.2 furnished under Regulation FD, containing the substantive disclosure referenced by this 8-K
  • Exhibit excluded from Section 18 Exchange Act liability and generally not incorporated into other filings

Item EX-99.1: Item EX-99.1

  • Q2 2026 net income $9.1M, or $0.49 diluted EPS, versus $8.1M and $0.40 year-over-year
  • Loan growth accelerated to 14.6% annualized linked-quarter, with $272.0M record new fundings and assets surpassing $3.0B
Filed Jul 20, 2026Full analysis →

Item 7.01: Regulation FD Disclosure

  • Quarterly cash dividend of $0.125 per Class A common share declared
  • Payment scheduled for September 4, 2026

AI summaries of USCB 8-K current reports filed with the SEC. What 8-K item codes mean

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Recent Insider Transactions (Form 4)

Latest reported trades by officers, directors and 10% owners

InsiderTypeDatePrice
Garrido Sergio E.AJul 6, 2026-
COLLAZO ANDRESSellJun 8, 2026$19.00
DE LA AGUILERA LUISMMay 21, 2026-
DE LA AGUILERA LUISMMay 21, 2026$12.05
DE LA AGUILERA LUISSellMay 21, 2026$18.30
DE LA AGUILERA LUISMMay 20, 2026-
DE LA AGUILERA LUISMMay 20, 2026$12.05
DE LA AGUILERA LUISSellMay 20, 2026$18.15
Insider trades across all companies →Which insider buys matter →

Financial Summary
XBRL

Annual financial summary from SEC XBRL data
MetricFY2023FY2024FY2025
Profitability
Revenue$101.0M$131.2M$145.5M
Net Income$16.5M$24.7M$26.1M
Net Margin16.4%18.8%17.9%
Balance Sheet
Total Assets$2.3B$2.6B$2.8B
Equity$192.0M$215.4M$217.2M
ROE8.6%11.5%12.0%
Per Share
EPS-$1.24$1.33
Cash Flow
Operating CF$22.5M$34.1M$42.8M
CapEx$163K$314K$303K

Source: XBRL data in USCB FINANCIAL HOLDINGS, INC. (USCB)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →

13F Fund Holdings: Quarterly Trend

Latest: Q2 2026

Aggregate USCB share value held by 13F filers tracked by SignalX, by quarter.

Quarterly totals table
USCB shares held by 13F filers tracked by SignalX, by quarter
QuarterFundsTotal value
Q2 202621$54.9M
Q1 202619$43.9M
Q4 202517$47.4M
Q3 202517$43.1M
Q2 202517$38.9M
Q1 202513$25.4M
Q4 202410$17.8M
Q3 20248$7.4M
Position changes: Q1 2026 → Q2 2026
Top Buyers
Top Sellers
Closed Positions
None this quarter.

Source: 13F-HR filings on SEC EDGAR (aggregated from 122 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work

USCB filing archive

AI analysis pages for each 10-K, 10-Q and 8-K

Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4

FormFiling dateAnalysisSEC
10-QAug 7, 2026Analysis
8-KJul 28, 2026Analysis-
8-KJul 23, 2026Analysis-
8-KJul 20, 2026Analysis-
SC 13GJul 17, 2026-
4Jul 9, 2026--
4Jun 8, 2026-
8-KJun 1, 2026Analysis
8-KMay 27, 2026Analysis
4May 22, 2026-
4May 21, 2026-
4May 19, 2026-
4May 14, 2026-
4May 13, 2026-
4May 11, 2026-
10-QMay 8, 2026Analysis
4May 7, 2026-
8-KMay 1, 2026Analysis-
4May 1, 2026--
8-KApr 23, 2026Analysis-
8-KApr 20, 2026Analysis-
8-KApr 8, 2026Analysis-
4Mar 25, 2026--
10-KMar 13, 2026-
4Mar 10, 2026--

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USCB SEC filings: frequently asked questions

Which institutions hold USCB stock?

As of June 30, 2026, the largest USCB FINANCIAL HOLDINGS, INC. (USCB) holders among the 13F filers tracked by SignalX were BlackRock ($21.9 million), Vanguard Capital Management LLC ($10.0 million), Dimensional Fund Advisors ($4.6 million), State Street Corp ($3.2 million), Renaissance Technologies LLC ($1.9 million). 13F-HR reports are filed up to 45 days after each quarter ends.

What was USCB's revenue in fiscal year 2025?

For the fiscal year ended December 31, 2025 (FY2025), USCB FINANCIAL HOLDINGS, INC. (USCB) reported revenue of $145.5 million (up 10.9% from FY2024) and net income of $26.1 million. Diluted EPS was $1.33. The figures come from the XBRL data in the 10-K.

What did USCB report in its latest 8-K?

USCB FINANCIAL HOLDINGS, INC. (USCB) filed an 8-K on July 28, 2026 reporting Item 7.01 (Regulation FD Disclosure). Investor presentation furnished under Regulation FD for management discussions with investors and others.

What are the latest USCB SEC filings?

USCB FINANCIAL HOLDINGS, INC. (USCB) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on July 28, 2026 and a Form 4 insider filing on July 9, 2026.

What is USCB's SEC CIK number?

USCB FINANCIAL HOLDINGS, INC. (USCB)'s SEC Central Index Key (CIK) is 1901637. EDGAR lists every USCB filing under that number.

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