Short answer
USCB FINANCIAL HOLDINGS, INC. (USCB) filed its Q1 2026 10-Q quarterly report on May 8, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $37M (up 9.0% year over year) with net income of $9M.
Q1 2026 key financials · XBRL
- Revenue
- $37M
- +9.0% YoY
- Net income
- $9M
- +22.1% YoY
- EPS (diluted)
- $0.51
Source: XBRL data from the USCB FINANCIAL HOLDINGS, INC. (USCB) Q1 2026 10-Q on SEC EDGAR. USD.
USCB FINANCIAL HOLDINGS, INC. Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $9.4M vs $7.7M YoY, up 22.1%; no consolidated revenue disclosure
- Net interest income $22.0M vs $19.1M; NIM 3.27% vs 3.10% YoY
- Best product line: service fees $3.1M vs $2.3M; loan-sale gains worst at $106K vs $525K
- Deposits $2.49B, up $148.5M or 25.7% annualized from December 31, 2025
- Near-term headwinds: interest-rate, credit, liquidity, deposit-attrition, tariff, geopolitical, and competition risks
Risk Factors
- No material changes to risk factors from the 2025 Form 10-K disclosed this quarter
- Financial risk: $7.625% fixed-to-floating subordinated notes due 2035
- Capital-allocation risk: 53,475 shares repurchased at average $18.73 during the quarter
- Regulatory-compliance risk: No directors or Section 16 reporting persons adopted or terminated Rule 10b5-1 arrangements
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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