Short answer
USCB FINANCIAL HOLDINGS, INC. (USCB) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $40M (up 9.5% year over year) with net income of $9M.
Q2 2026 key financials · XBRL
- Revenue
- $40M
- +9.5% YoY · +6.9% QoQ
- Net income
- $9M
- +11.5% YoY · −2.9% QoQ
- EPS (diluted)
- $0.49
- −3.9% QoQ
Source: XBRL data from the USCB FINANCIAL HOLDINGS, INC. (USCB) Q2 2026 10-Q on SEC EDGAR. USD.
USCB FINANCIAL HOLDINGS, INC. Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $9.1M, up 11.5% from $8.1M YoY
- Net interest margin 3.49% vs 3.28% YoY
- Net interest income $24.4M, up 15.9% from $21.0M
- Loan portfolio $2.3B, up 9.9% from $2.1B YoY
- Headwinds: provision $1.3M vs $1.0M and effective tax rate 28.60% vs 24.20%
Risk Factors
- No material changes to risk factors disclosed in the 2025 Form 10-K
- Regulatory and compliance risks unchanged from the 2025 Form 10-K
- Operational and competitive risks unchanged from the 2025 Form 10-K
- Financial risks unchanged from the 2025 Form 10-K
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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