OVLY at a glance
Oak Valley Bancorp (OVLY, SEC CIK 1431567) filed its latest 10-K annual report on March 25, 2026, a 10-Q quarterly report on August 14, 2026, an 8-K current report on July 23, 2026 and Form 4 insider filings as recently as September 29, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Oak Valley Bancorp (OVLY) reported revenue of $87.9 million (up 6.1% from FY2024) and net income of $23.9 million. Diluted EPS was $2.88.
- As of June 30, 2026, 19 institutional investment managers tracked by SignalX reported holding Oak Valley Bancorp (OVLY) shares worth $55.3 million in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by Leonard Daniel J on September 28, 2026 of 125 shares at $34.03 per share.
- In the last 90 days, OVLY insiders reported 10 open-market purchases ($126K) and 3 open-market sales ($38K) on Form 4, a net purchase of $88K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $87.9M
- +6.1% vs prior year
- Insiders · 90 days
- 10 buys · 3 sells
- Net +$88K
- 13F holders
- 19 funds
- $55.3M · +0 vs prior quarter
- Latest 8-K
- Jul 23, 2026
- Item 2.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $5.114M, down $474K YoY from $5.588M
- Net interest income $18.944M, up $790K YoY from $18.154M
- Net interest margin 4.15% vs 4.11% YoY
- Non-interest income $1.665M, down 2.2% YoY; debit card fees worst performer, down 19.5% to $351K
- Cash and equivalents down $37.376M, or 16.1%, since December 31, 2025; deposits down $29.411M, or 1.6%
Risk Factors
- No material risk-factor changes from the December 31, 2025 Form 10-K
- Carried-forward risks remain unchanged from the 2025 annual filing
- No new regulatory, legal, or compliance risk disclosed for the quarter
- No new operational, competitive, market, liquidity, debt, currency, or concentration risk disclosed
AI summary of the OVLY 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Fiscal results cover three and six months ended June 30, 2026
- July 22, 2026 press release contains the operating results
Item EX-99.1: Item EX-99.1
- Q2 net income $5.114M, diluted EPS $0.61, down from $5.588M year over year amid higher operating expenses
- Net interest income rose to $18.944M, with net interest margin expanding to 4.15% and gross loans reaching $1.166B
Item 5.07: Submission of Matters to a Vote of Security Holders
- Four directors re-elected for three-year terms, maintaining board continuity
- Director support exceeded 4.06 million votes, with withheld votes ranging from 133,688 to 200,370
Item 2.02: Results of Operations and Financial Condition
- Q1 2026 operating results for the three months ended March 31, 2026
- Press release attached as Exhibit 99.1, containing the financial results and management commentary
AI summaries of OVLY 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for OVLY
Don't miss the next OVLY filing
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- Fund moves. Which tracked funds opened, added or cut OVLY, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Leonard Daniel J | Buy | Sep 28, 2026 | 125 | $34.03 |
| Barton Don | Sell | Sep 28, 2026 | 375 | $34.03 |
| Leonard Daniel J | Buy | Aug 28, 2026 | 125 | $34.23 |
| LAFFERTY ALLISON | Buy | Aug 26, 2026 | 910 | $33.91 |
| LAFFERTY ALLISON | Buy | Aug 26, 2026 | 105 | $34.10 |
| LAFFERTY ALLISON | Buy | Aug 26, 2026 | 50 | $33.99 |
| Barton Don | Sell | Aug 26, 2026 | 375 | $34.07 |
| LAFFERTY ALLISON | Buy | Aug 26, 2026 | 174 | $33.98 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $80.7M | $82.9M | $87.9M |
| Net Income | $30.8M | $24.9M | $23.9M |
| Net Margin | 38.2% | 30.1% | 27.2% |
| Balance Sheet | |||
| Total Assets | $1.8B | $1.9B | $2.0B |
| Equity | $166.1M | $183.4M | $208.0M |
| ROE | 18.6% | 13.6% | 11.5% |
| Per Share | |||
| EPS | - | $3.02 | $2.88 |
| Cash Flow | |||
| Operating CF | $33.1M | $25.6M | $28.7M |
| CapEx | $1.9M | $1.8M | $4.1M |
Source: XBRL data in Oak Valley Bancorp (OVLY)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate OVLY share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 19 | $55.3M |
| Q1 2026 | 19 | $42.8M |
| Q4 2025 | 18 | $42.0M |
| Q3 2025 | 18 | $39.3M |
| Q2 2025 | 19 | $36.0M |
| Q1 2025 | 16 | $20.9M |
| Q4 2024 | 11 | $27.1M |
| Q3 2024 | 9 | $8.8M |
- BlackRock+83.8K (+20%)
- Renaissance Technologies LLC+38.6K (+109%)
- Dimensional Fund Advisors+30.9K (+20%)
- Morgan Stanley+27.7K (+113%)
- State Street Corp+24.4K (+23%)
- Vanguard Capital Management LLC−22.3K (-7%)
- Bank of America Corp−1.5K (-8%)
- FMR LLC (Fidelity)−105 (-0%)
- Two Sigma Investments+47.8K
Source: 13F-HR filings on SEC EDGAR (aggregated from 129 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
OVLY filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 29, 2026 | - | - | - |
| 4 | Sep 28, 2026 | - | - | - |
| 4 | Sep 3, 2026 | - | - | - |
| 4 | Aug 31, 2026 | - | - | - |
| 4 | Aug 28, 2026 | - | - | - |
| 4 | Aug 20, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 10-Q | Aug 14, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 30, 2026 | - | - | - |
| SC 13G | Jul 29, 2026 | - | - | |
| 4 | Jul 27, 2026 | - | - | - |
| 4 | Jul 27, 2026 | - | - | - |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 26, 2026 | - | - | - |
| 8-K | Jun 17, 2026 | - | Analysis | - |
| 4 | May 29, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 10-Q | May 12, 2026 | Mar 31, 2026 | Analysis | |
| 4 | May 6, 2026 | - | - | |
| 4 | Apr 30, 2026 | - | - | - |
| 8-K | Apr 23, 2026 | - | Analysis | - |
| 10-K | Mar 25, 2026 | Dec 31, 2025 | - | |
| 4 | Mar 3, 2026 | - | - | - |
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OVLY SEC filings: frequently asked questions
Are OVLY insiders buying or selling?
In the last 90 days, Oak Valley Bancorp (OVLY) officers, directors and 10% owners reported 10 open-market purchases worth $126,090 by 4 insiders and 3 open-market sales worth $37,808 by 1 insider on Form 4, a net purchase of $88,282. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold OVLY stock?
As of June 30, 2026, the largest Oak Valley Bancorp (OVLY) holders among the 13F filers tracked by SignalX were BlackRock ($17.2 million), Vanguard Capital Management LLC ($10.0 million), Dimensional Fund Advisors ($6.4 million), State Street Corp ($4.4 million), Renaissance Technologies LLC ($2.5 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was OVLY's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Oak Valley Bancorp (OVLY) reported revenue of $87.9 million (up 6.1% from FY2024) and net income of $23.9 million. Diluted EPS was $2.88. The figures come from the XBRL data in the 10-K.
What did OVLY report in its latest 8-K?
Oak Valley Bancorp (OVLY) filed an 8-K on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). Fiscal results cover three and six months ended June 30, 2026.
What are the latest OVLY SEC filings?
Oak Valley Bancorp (OVLY) filed its latest 10-K annual report on March 25, 2026, a 10-Q quarterly report on August 14, 2026, an 8-K current report on July 23, 2026 and a Form 4 insider filing on September 29, 2026.
What is OVLY's SEC CIK number?
Oak Valley Bancorp (OVLY)'s SEC Central Index Key (CIK) is 1431567. EDGAR lists every OVLY filing under that number.
Ask anything about OVLY
The research agent reads OVLY's filings, financials, insider trades and 13F holders, then answers with sources.