10-Q quarterly report · filed May 12, 2026

Oak Valley Bancorp (OVLY) Q1 2026 10-Q Quarterly Report

Short answer

Oak Valley Bancorp (OVLY) filed its Q1 2026 10-Q quarterly report on May 12, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $22M (up 5.3% year over year) with net income of $5M.

Q1 2026 key financials · XBRL

Revenue
$22M
+5.3% YoY
Net income
$5M
+0.2% YoY
EPS (diluted)
$0.64
+0.0% YoY

Source: XBRL data from the Oak Valley Bancorp (OVLY) Q1 2026 10-Q on SEC EDGAR. USD.

Oak Valley Bancorp Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Revenue not disclosed; net income $5.309M vs $5.297M YoY
  • Net interest margin 4.12% vs 4.09%; return on average assets 1.07% vs 1.13%
  • Net interest income $18.824M, up $1.017M YoY; non-interest income $1.952M, up 21.0%
  • Other income strongest contributor, $794K, up 67.5%; service charges weakest, $440K, down 1.3%
  • Cash and equivalents down $30.576M, or 13.2%; deposits down $11.966M, or 0.7%
  • Expense headwinds: non-interest expense up $1.156M, or 9.4%; management expects further increases with growth

Risk Factors

  • No material risk-factor changes from the December 31, 2025 Form 10-K
  • Carried-forward risks unchanged from the annual filing
  • No new regulatory, legal, or compliance risk disclosed
  • No new operational, competitive, or market risk disclosed
  • No new liquidity, debt, currency, or concentration risk disclosed

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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