10-Q quarterly report · filed Aug 14, 2026

Oak Valley Bancorp (OVLY) Q2 2026 10-Q Quarterly Report

Short answer

Oak Valley Bancorp (OVLY) filed its Q2 2026 10-Q quarterly report on Aug 14, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $22M (up 5.0% year over year) with net income of $5M.

Q2 2026 key financials · XBRL

Revenue
$22M
+5.0% YoY · +1.2% QoQ
Net income
$5M
−8.5% YoY · −3.7% QoQ
EPS (diluted)
$0.61
−9.0% YoY · −4.7% QoQ

Source: XBRL data from the Oak Valley Bancorp (OVLY) Q2 2026 10-Q on SEC EDGAR. USD.

Oak Valley Bancorp Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $5.114M, down $474K YoY from $5.588M
  • Net interest income $18.944M, up $790K YoY from $18.154M
  • Net interest margin 4.15% vs 4.11% YoY
  • Non-interest income $1.665M, down 2.2% YoY; debit card fees worst performer, down 19.5% to $351K
  • Cash and equivalents down $37.376M, or 16.1%, since December 31, 2025; deposits down $29.411M, or 1.6%

Risk Factors

  • No material risk-factor changes from the December 31, 2025 Form 10-K
  • Carried-forward risks remain unchanged from the 2025 annual filing
  • No new regulatory, legal, or compliance risk disclosed for the quarter
  • No new operational, competitive, market, liquidity, debt, currency, or concentration risk disclosed

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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