Short answer
Oak Valley Bancorp (OVLY) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Fiscal results cover three and six months ended June 30, 2026.
Oak Valley Bancorp 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Fiscal results cover three and six months ended June 30, 2026
- July 22, 2026 press release contains the operating results
- Exhibit 99.1 provides the substantive financial details for investor review
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $5.114M, diluted EPS $0.61, down from $5.588M year over year amid higher operating expenses
- Net interest income rose to $18.944M, with net interest margin expanding to 4.15% and gross loans reaching $1.166B
- Non-interest expense increased to $14.157M, pushing efficiency ratio to 66.46% from 60.75% year over year
- Credit metrics improved sequentially after a $1.735M charge-off, with NPAs declining to $2.631M, or 0.13% of assets
- $0.375-per-share cash dividend payable August 14, totaling approximately $3.155M
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