FNLC at a glance
First Bancorp, Inc /ME/ (FNLC, SEC CIK 765207) filed its latest 10-K annual report on March 6, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 24, 2026 and Form 4 insider filings as recently as July 29, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), First Bancorp, Inc /ME/ (FNLC) reported revenue of $160.3 million (up 7.7% from FY2024) and net income of $34.4 million. Diluted EPS was $3.07.
- As of June 30, 2026, 22 institutional investment managers tracked by SignalX reported holding First Bancorp, Inc /ME/ (FNLC) shares worth $120.4 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Tolman Sarah on July 28, 2026 of 5,200 shares at $35.22 per share.
- In the last 90 days, FNLC insiders reported 0 open-market purchases ($0) and 1 open-market sale ($183K) on Form 4, a net sale of $183K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $160.3M
- +7.7% vs prior year
- Insiders · 90 days
- 0 buys · 1 sell
- Net −$183K
- 13F holders
- 22 funds
- $120.4M · +1 vs prior quarter
- Latest 8-K
- Sep 24, 2026
- Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- ACL-Loans decreased $810,000 in six months ended June 30, 2026
- ACL-Off-Balance Commitments decreased $12,000 in six months ended June 30, 2026
- ACL-HTM Securities decreased $3,000 in six months ended June 30, 2026
- Key headwinds: interest-rate volatility, reduced loan demand, credit losses, market disruption, regulatory changes
Risk Factors
- No material risk-factor changes from the December 31, 2025 Form 10-K
- Carried-forward risks remain the most significant disclosed risks
- No newly triggered regulatory, legal, or compliance risk identified
- No new operational, competitive, market, liquidity, debt, currency, or concentration risk identified
AI summary of the FNLC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Cash dividend declaration announced September 24, 2026
- Dividend details contained in Exhibit 99.1, relevant to income-oriented shareholders
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 results released for quarter ended June 30, 2026
- Press release filed as Exhibit 99.1 contains operating and financial details
Item EX-99.1: Item EX-99.1
- Q2 net income $9.6M, up 18.6% YoY, with diluted EPS $0.85, up 17.8%
- Tax-equivalent net interest margin 2.88%, expanding 36 basis points YoY and marking eight consecutive quarters of improvement
Item 5.02: Departure/Appointment of Directors or Principal Officers
- CIO Tammy Plummer retiring after 41-year First National Bank career
- Brad Martin appointed Executive Vice President and Chief Information Officer
AI summaries of FNLC 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for FNLC
Don't miss the next FNLC filing
- Alerts as it files. A push when FNLC files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut FNLC, by share count.
- Ask anything. An AI agent that reads every FNLC filing and answers with sources.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Tolman Sarah | Sell | Jul 28, 2026 | 5,200 | $35.22 |
| Plummer Tammy L | F | Jul 1, 2026 | 749 | $34.82 |
| Swan Kimberly | Buy | Apr 30, 2026 | 1,000 | $28.71 |
| Swan Kimberly | Buy | Apr 30, 2026 | 500 | $28.64 |
| WARD F STEPHEN | A | Jan 29, 2026 | 750 | - |
| Nicholson Jonathan W | A | Jan 29, 2026 | 3,115 | - |
| Plummer Tammy L | A | Jan 29, 2026 | 2,549 | - |
| Brown Jody Lynn | A | Jan 29, 2026 | 1,652 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $128.2M | $148.8M | $160.3M |
| Net Income | $29.5M | $27.0M | $34.4M |
| Net Margin | 23.0% | 18.2% | 21.5% |
| Balance Sheet | |||
| Total Assets | $2.9B | $3.2B | $3.2B |
| Equity | $243.1M | $252.5M | $283.1M |
| ROE | 12.1% | 10.7% | 12.1% |
| Per Share | |||
| EPS | - | $2.43 | $3.07 |
| Cash Flow | |||
| Operating CF | $36.9M | $26.0M | $37.8M |
| CapEx | $2.6M | $1.5M | $3.2M |
Source: XBRL data in First Bancorp, Inc /ME/ (FNLC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate FNLC share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 22 | $120.4M |
| Q1 2026 | 21 | $93.5M |
| Q4 2025 | 19 | $90.3M |
| Q3 2025 | 20 | $90.6M |
| Q2 2025 | 20 | $85.6M |
| Q1 2025 | 15 | $61.9M |
| Q4 2024 | 10 | $65.1M |
| Q3 2024 | 9 | $44.4M |
- BlackRock+49.9K (+6%)
- Vanguard Capital Management LLC+30.4K (+7%)
- AQR Capital Management+13.2K (+58%)
- Vanguard Portfolio Management LLC+12.1K (+20%)
- Wells Fargo & Co+8.5K (+104%)
- Goldman Sachs Group−8.6K (-10%)
- Morgan Stanley−5.1K (-3%)
- Renaissance Technologies LLC−4.7K (-5%)
- First Bancorp, Inc /ME/−3.1K (-0%)
- Bank of America Corp−2.9K (-11%)
- Citadel Advisors LLC+17.5K
Source: 13F-HR filings on SEC EDGAR (aggregated from 136 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
FNLC filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 24, 2026 | - | Analysis | - |
| 13F-HR | Aug 11, 2026 | Jun 30, 2026 | - | |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 29, 2026 | - | - | - |
| 8-K | Jul 22, 2026 | - | Analysis | - |
| 8-K | Jul 8, 2026 | - | Analysis | - |
| 4 | Jul 1, 2026 | - | - | - |
| 8-K | Jun 25, 2026 | - | Analysis | - |
| 8-K | May 18, 2026 | - | Analysis | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 4 | May 1, 2026 | - | - | - |
| 8-K | May 1, 2026 | - | Analysis | - |
| 8-K | May 1, 2026 | - | Analysis | - |
| 8-K | May 1, 2026 | - | Analysis | - |
| 8-K | Apr 22, 2026 | - | Analysis | - |
| 13F-HR | Apr 20, 2026 | Mar 31, 2026 | - | |
| 8-K | Mar 26, 2026 | - | - | - |
| 10-K | Mar 6, 2026 | Dec 31, 2025 | - | |
| 4 | Feb 2, 2026 | - | - | |
| 4 | Feb 2, 2026 | - | - | |
| 4 | Feb 2, 2026 | - | - | |
| 4 | Jan 30, 2026 | - | - | |
| 4 | Jan 30, 2026 | - | - | |
| 4 | Jan 30, 2026 | - | - | |
| 4 | Jan 30, 2026 | - | - |
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FNLC SEC filings: frequently asked questions
Are FNLC insiders buying or selling?
In the last 90 days, First Bancorp, Inc /ME/ (FNLC) officers, directors and 10% owners reported no open-market purchases and 1 open-market sale worth $183,144 by 1 insider on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold FNLC stock?
As of June 30, 2026, the largest First Bancorp, Inc /ME/ (FNLC) holders among the 13F filers tracked by SignalX were BlackRock ($31.5 million), First Bancorp, Inc /ME/ ($25.7 million), Dimensional Fund Advisors ($16.0 million), Vanguard Capital Management LLC ($15.2 million), State Street Corp ($7.9 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was FNLC's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), First Bancorp, Inc /ME/ (FNLC) reported revenue of $160.3 million (up 7.7% from FY2024) and net income of $34.4 million. Diluted EPS was $3.07. The figures come from the XBRL data in the 10-K.
What did FNLC report in its latest 8-K?
First Bancorp, Inc /ME/ (FNLC) filed an 8-K on September 24, 2026 reporting Item 8.01 (Other Events). Cash dividend declaration announced September 24, 2026.
What are the latest FNLC SEC filings?
First Bancorp, Inc /ME/ (FNLC) filed its latest 10-K annual report on March 6, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 24, 2026 and a Form 4 insider filing on July 29, 2026.
What is FNLC's SEC CIK number?
First Bancorp, Inc /ME/ (FNLC)'s SEC Central Index Key (CIK) is 765207. EDGAR lists every FNLC filing under that number.
Ask anything about FNLC
The research agent reads FNLC's filings, financials, insider trades and 13F holders, then answers with sources.