Financials · National Commercial Banks

FNLC First Bancorp, Inc /ME/ SEC Filings & Insider Trading Activity 2026

company
CIK 765207147 filings
Russell 2000

FNLC at a glance

First Bancorp, Inc /ME/ (FNLC, SEC CIK 765207) filed its latest 10-K annual report on March 6, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 24, 2026 and Form 4 insider filings as recently as July 29, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.

  • For the fiscal year ended December 31, 2025 (FY2025), First Bancorp, Inc /ME/ (FNLC) reported revenue of $160.3 million (up 7.7% from FY2024) and net income of $34.4 million. Diluted EPS was $3.07.
  • As of June 30, 2026, 22 institutional investment managers tracked by SignalX reported holding First Bancorp, Inc /ME/ (FNLC) shares worth $120.4 million in 13F-HR filings.
  • The most recent insider open-market sale reported on Form 4 was by Tolman Sarah on July 28, 2026 of 5,200 shares at $35.22 per share.
  • In the last 90 days, FNLC insiders reported 0 open-market purchases ($0) and 1 open-market sale ($183K) on Form 4, a net sale of $183K.

Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).

Revenue · FY2025
$160.3M
+7.7% vs prior year
Insiders · 90 days
0 buys · 1 sell
Net −$183K
13F holders
22 funds
$120.4M · +1 vs prior quarter
Latest 8-K
Sep 24, 2026
Item 8.01

AI 10-Q Quarterly Report Analysis

Latest 10-Q, quarter ended Jun 30, 2026

Management Discussion & Analysis

  • ACL-Loans decreased $810,000 in six months ended June 30, 2026
  • ACL-Off-Balance Commitments decreased $12,000 in six months ended June 30, 2026
  • ACL-HTM Securities decreased $3,000 in six months ended June 30, 2026
  • Key headwinds: interest-rate volatility, reduced loan demand, credit losses, market disruption, regulatory changes

Risk Factors

  • No material risk-factor changes from the December 31, 2025 Form 10-K
  • Carried-forward risks remain the most significant disclosed risks
  • No newly triggered regulatory, legal, or compliance risk identified
  • No new operational, competitive, market, liquidity, debt, currency, or concentration risk identified

AI summary of the FNLC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K

AI 8-K Current Report Analysis

The most recent material events, by 8-K item

Filed Sep 24, 2026Full analysis →

Item 8.01: Other Events

  • Cash dividend declaration announced September 24, 2026
  • Dividend details contained in Exhibit 99.1, relevant to income-oriented shareholders
Filed Jul 22, 2026Full analysis →

Item 2.02: Results of Operations and Financial Condition

  • Q2 2026 results released for quarter ended June 30, 2026
  • Press release filed as Exhibit 99.1 contains operating and financial details

Item EX-99.1: Item EX-99.1

  • Q2 net income $9.6M, up 18.6% YoY, with diluted EPS $0.85, up 17.8%
  • Tax-equivalent net interest margin 2.88%, expanding 36 basis points YoY and marking eight consecutive quarters of improvement
Filed Jul 8, 2026Full analysis →

Item 5.02: Departure/Appointment of Directors or Principal Officers

  • CIO Tammy Plummer retiring after 41-year First National Bank career
  • Brad Martin appointed Executive Vice President and Chief Information Officer

AI summaries of FNLC 8-K current reports filed with the SEC. What 8-K item codes mean

SignalX for FNLC

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  • Fund moves. Which tracked funds opened, added or cut FNLC, by share count.
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Recent Insider Transactions (Form 4)

Latest reported trades by officers, directors and 10% owners

InsiderTypeDatePrice
Tolman SarahSellJul 28, 2026$35.22
Plummer Tammy LFJul 1, 2026$34.82
Swan KimberlyBuyApr 30, 2026$28.71
Swan KimberlyBuyApr 30, 2026$28.64
WARD F STEPHENAJan 29, 2026-
Nicholson Jonathan WAJan 29, 2026-
Plummer Tammy LAJan 29, 2026-
Brown Jody LynnAJan 29, 2026-

Financial Summary
XBRL

Annual financial summary from SEC XBRL data
MetricFY2023FY2024FY2025
Profitability
Revenue$128.2M$148.8M$160.3M
Net Income$29.5M$27.0M$34.4M
Net Margin23.0%18.2%21.5%
Balance Sheet
Total Assets$2.9B$3.2B$3.2B
Equity$243.1M$252.5M$283.1M
ROE12.1%10.7%12.1%
Per Share
EPS-$2.43$3.07
Cash Flow
Operating CF$36.9M$26.0M$37.8M
CapEx$2.6M$1.5M$3.2M

Source: XBRL data in First Bancorp, Inc /ME/ (FNLC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →

13F Fund Holdings: Quarterly Trend

Latest: Q2 2026

Aggregate FNLC share value held by 13F filers tracked by SignalX, by quarter.

Quarterly totals table
FNLC shares held by 13F filers tracked by SignalX, by quarter
QuarterFundsTotal value
Q2 202622$120.4M
Q1 202621$93.5M
Q4 202519$90.3M
Q3 202520$90.6M
Q2 202520$85.6M
Q1 202515$61.9M
Q4 202410$65.1M
Q3 20249$44.4M
Position changes: Q1 2026 → Q2 2026
Top Buyers
Top Sellers
New Positions
Closed Positions
None this quarter.

Source: 13F-HR filings on SEC EDGAR (aggregated from 136 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work

FNLC filing archive

AI analysis pages for each 10-K, 10-Q and 8-K

Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4

FormFiling dateAnalysisSEC
8-KSep 24, 2026Analysis-
13F-HRAug 11, 2026-
10-QAug 7, 2026Analysis
4Jul 29, 2026--
8-KJul 22, 2026Analysis-
8-KJul 8, 2026Analysis-
4Jul 1, 2026--
8-KJun 25, 2026Analysis-
8-KMay 18, 2026Analysis
10-QMay 8, 2026Analysis
4May 1, 2026--
8-KMay 1, 2026Analysis-
8-KMay 1, 2026Analysis-
8-KMay 1, 2026Analysis-
8-KApr 22, 2026Analysis-
13F-HRApr 20, 2026-
8-KMar 26, 2026--
10-KMar 6, 2026-
4Feb 2, 2026-
4Feb 2, 2026-
4Feb 2, 2026-
4Jan 30, 2026-
4Jan 30, 2026-
4Jan 30, 2026-
4Jan 30, 2026-

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FNLC SEC filings: frequently asked questions

Are FNLC insiders buying or selling?

In the last 90 days, First Bancorp, Inc /ME/ (FNLC) officers, directors and 10% owners reported no open-market purchases and 1 open-market sale worth $183,144 by 1 insider on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.

Which institutions hold FNLC stock?

As of June 30, 2026, the largest First Bancorp, Inc /ME/ (FNLC) holders among the 13F filers tracked by SignalX were BlackRock ($31.5 million), First Bancorp, Inc /ME/ ($25.7 million), Dimensional Fund Advisors ($16.0 million), Vanguard Capital Management LLC ($15.2 million), State Street Corp ($7.9 million). 13F-HR reports are filed up to 45 days after each quarter ends.

What was FNLC's revenue in fiscal year 2025?

For the fiscal year ended December 31, 2025 (FY2025), First Bancorp, Inc /ME/ (FNLC) reported revenue of $160.3 million (up 7.7% from FY2024) and net income of $34.4 million. Diluted EPS was $3.07. The figures come from the XBRL data in the 10-K.

What did FNLC report in its latest 8-K?

First Bancorp, Inc /ME/ (FNLC) filed an 8-K on September 24, 2026 reporting Item 8.01 (Other Events). Cash dividend declaration announced September 24, 2026.

What are the latest FNLC SEC filings?

First Bancorp, Inc /ME/ (FNLC) filed its latest 10-K annual report on March 6, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 24, 2026 and a Form 4 insider filing on July 29, 2026.

What is FNLC's SEC CIK number?

First Bancorp, Inc /ME/ (FNLC)'s SEC Central Index Key (CIK) is 765207. EDGAR lists every FNLC filing under that number.

Ask anything about FNLC

The research agent reads FNLC's filings, financials, insider trades and 13F holders, then answers with sources.