8-K current report · filed Jul 22, 2026

First Bancorp, Inc /ME/ (FNLC) 8-K Current Report: July 22, 2026

Item 2.02Item EX-99.1FNLC overview

Short answer

First Bancorp, Inc /ME/ (FNLC) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 results released for quarter ended June 30, 2026.

First Bancorp, Inc /ME/ 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 2026 results released for quarter ended June 30, 2026
  • Press release filed as Exhibit 99.1 contains operating and financial details

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $9.6M, up 18.6% YoY, with diluted EPS $0.85, up 17.8%
  • Tax-equivalent net interest margin 2.88%, expanding 36 basis points YoY and marking eight consecutive quarters of improvement
  • Net interest income increased 15.0% to $21.2M as funding costs declined and earning-asset yields remained stable
  • Loan balances grew $18.6M while deposits increased $15.1M, supporting continued balance-sheet expansion
  • Credit risks rising: non-performing loans reached 0.71% versus 0.25% YoY, while $1.6M net charge-offs concentrated in one relationship

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