10-Q quarterly report · filed Nov 7, 2025

First Bancorp, Inc /ME/ (FNLC) Q3 2025 10-Q Quarterly Report

Short answer

First Bancorp, Inc /ME/ (FNLC) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $41M (up 7.1% year over year) with net income of $9M.

Q3 2025 key financials · XBRL

Revenue
$41M
+7.1% YoY · +3.0% QoQ
Net income
$9M
+20.0% YoY · +12.6% QoQ
EPS (diluted)
$0.81
+19.1% YoY · +12.5% QoQ

Source: XBRL data from the First Bancorp, Inc /ME/ (FNLC) Q3 2025 10-Q on SEC EDGAR. USD.

First Bancorp, Inc /ME/ Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • ACL-Loans increased $207,000; ACL-Off-Balance Commitments increased $154,000 through September 30, 2025
  • ACL-HTM Securities decreased $10,000 through September 30, 2025
  • Headwinds: interest-rate volatility, reduced loan demand, collectability changes, defaults, and charge-offs

Risk Factors

  • No material changes from Form 10-K risk factors for year ended December 31, 2024
  • No newly added risk factor or triggering event identified in the filing
  • Regulatory, legal, and compliance risks unchanged from the 2024 Form 10-K
  • Operational, competitive, and market risks unchanged from the 2024 Form 10-K
  • Liquidity, debt, currency, and concentration risks unchanged from the 2024 Form 10-K

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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