FITB Fifth Third Bancorp

company

SEC Filings & Insider Trading Activity 2026

Risk Factors

• • GENIUS Act (2025) creates stablecoin regulatory framework, enabling new fintech/stablecoin issuer competition directly against Fifth Third's deposit and payments business
• • Tariffs and trade policy shifts risk inflation pass-through to borrowers, potentially impairing loan repayment across Fifth Third's Midwest-Southeast footprint
• • Comerica Merger integration exposes Fifth Third to Category III regulatory reclassification, triggering higher supervisory standards not previously applicable to the bank
• • Core deposits funded 77% of average total assets in 2025; deposit outflows to alternative investments or competitors could force reliance on costlier wholesale funding
• • Real-time payments networks (RTP®, FedNow®) reduce float income and increase fraud exposure due to irreversibility of instantaneous transactions

Business Overview

• • Diversified regional bank ($214B assets) operating Commercial Banking, Consumer/Small Business Banking, and Wealth & Asset Management across 12 states
• • Pending Comerica acquisition will push assets above $250B threshold, triggering Category III regulatory classification by end of 2026
• • $690B total assets under care with $80B managed assets; trust/investment advisory businesses key to Wealth segment scale
• • Employee headcount marginally up to 18,676 (from 18,616); full-year turnover ticked slightly higher to 16.4% vs 16.2%
• • 550,000+ hours of discretionary employee learning in 2025, including new generative AI training — notable cultural investment signal

Management Discussion & Analysis

• • Total revenue (FTE) $9.0B, up 6% YoY ($8.5B in 2024); net interest income $6.0B FTE up $348M, noninterest income $3.0B up $186M
• • Efficiency ratio 56.9% vs 59.2%; net interest margin 3.11% vs 2.90%; return on average assets 1.19% vs 1.09%; effective tax rate 21.4% vs 20.6%
• • Best segment: Wealth & Asset Management, pre-tax income $252M vs $227M (+11%); worst: Commercial Banking, pre-tax income $1.3B vs $1.8B, hit by $178M fraud-related charge-off
• • Capital allocation: $525M common stock buybacks via accelerated repurchase; $1.54 dividend per share declared; CET1 ratio 10.81%; total borrowings reduced $4.5B (24%) YoY
• • Key forward risk: $12.7B all-stock Comerica merger closed Feb 1, 2026 — integration execution, tariff/trade policy impacts, and rising provision ($662M vs $530M) signal credit stress ahead

What are the latest FITB SEC filings in 2026?

Fifth Third Bancorp (FITB) has filed a 10-K annual report on February 24, 2026, a 10-Q quarterly report on May 5, 2026, an 8-K current report on July 30, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did FITB file its most recent 10-K annual report?

Fifth Third Bancorp (FITB) filed its most recent 10-K annual report on February 24, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view FITB 10-Q quarterly reports?

Fifth Third Bancorp (FITB)'s most recent 10-Q quarterly report was filed on May 5, 2026. SignalX displays every FITB 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has FITB filed recently?

Fifth Third Bancorp (FITB)'s most recent 8-K was filed on July 30, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find FITB insider trading activity (Form 4)?

SignalX aggregates every FITB Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does FITB file with the SEC?

Fifth Third Bancorp (FITB) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new FITB filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Fifth Third Bancorp (FITB).

What is FITB's SEC CIK number?

Fifth Third Bancorp (FITB)'s SEC CIK (Central Index Key) number is 35527. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 35527 to look up all FITB filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find FITB return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Fifth Third Bancorp (FITB) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.