EFSC ENTERPRISE FINANCIAL SERVICES CORP

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Regional banking and financial services provider
• • No new products, services, or segments introduced or emphasized in 2026 filing
• • Continued share repurchase program authorized in May 2022 with 67,000 shares repurchased at $52.64 average price in November 2025
• • Stockholder return $172.97 in 2025 vs $100.00 in 2020, outperforming S&P Regional Banks Index at $146.25 but lagging Nasdaq Composite at $221.45
• • No sales of unregistered securities reported during 2026 fiscal year

Risk Factors

• • Cybersecurity risk overseen by CISO and Disclosure Committee for timely SEC-compliant incident disclosure
• • Annual third-party penetration audits and frequent internal security tests to mitigate information security vulnerabilities
• • Monthly phishing tests for all associates to reduce risk of unauthorized access and data breaches
• • Board reviews IS program effectiveness annually to ensure robust data privacy and security controls

Management Discussion & Analysis

• • Revenue $1.001B total (interest $888M + noninterest $113M), net interest income $627M up $59M or 10.4% YoY from $568M in 2024
• • Operating margin (efficiency ratio) 58.1% vs 60.4%, net interest margin increased slightly to 4.21% from 4.16% in 2024
• • Best segment: net interest income grew by $58.6M due to loan and securities balance increases; worst: noninterest expense rose 12% (+$44.8M) from $385M to $429.8M, driven by compensation and deposit costs
• • Cash: repurchased 258,739 shares at $54.60 avg; dividends $1.22/share up 15%; redeemed $63.3M subordinated debt, issued $63.3M senior note; acquired 12 branches with $609M deposits and $292M loans
• • Outlook/risk: Federal Reserve rate cuts lower funding costs; solar tax credits $24.1M recaptured but insured for recovery; earnings driven by asset growth and margin management with ongoing expense pressures

What are the latest EFSC SEC filings in 2026?

ENTERPRISE FINANCIAL SERVICES CORP (EFSC) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on May 1, 2026, an 8-K current report on July 27, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did EFSC file its most recent 10-K annual report?

ENTERPRISE FINANCIAL SERVICES CORP (EFSC) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view EFSC 10-Q quarterly reports?

ENTERPRISE FINANCIAL SERVICES CORP (EFSC)'s most recent 10-Q quarterly report was filed on May 1, 2026. SignalX displays every EFSC 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has EFSC filed recently?

ENTERPRISE FINANCIAL SERVICES CORP (EFSC)'s most recent 8-K was filed on July 27, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find EFSC insider trading activity (Form 4)?

SignalX aggregates every EFSC Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does EFSC file with the SEC?

ENTERPRISE FINANCIAL SERVICES CORP (EFSC) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new EFSC filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for ENTERPRISE FINANCIAL SERVICES CORP (EFSC).

What is EFSC's SEC CIK number?

ENTERPRISE FINANCIAL SERVICES CORP (EFSC)'s SEC CIK (Central Index Key) number is 1025835. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1025835 to look up all EFSC filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find EFSC return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from ENTERPRISE FINANCIAL SERVICES CORP (EFSC) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.