8-K current report · filed Jul 22, 2026

ENTERPRISE FINANCIAL SERVICES CORP (EFSC) 8-K Current Report: July 22, 2026

Item 2.02Item 8.01Item EX-99.1EFSC overview

Short answer

ENTERPRISE FINANCIAL SERVICES CORP (EFSC) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 results covered quarter ended June 30, 2026.

ENTERPRISE FINANCIAL SERVICES CORP 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 2026 results covered quarter ended June 30, 2026
  • Press release furnished as Exhibit 99.1, containing the company’s financial results
  • Management webcast scheduled July 23, 2026 at 10:00 a.m. Central time
  • Slide presentation furnished as Exhibit 99.2, supporting the results discussion

Item 8.01 · Other Events

  • Board authorized repurchase of 2,000,000 additional shares, approximately 5% of shares outstanding as of June 30, 2026
  • Combined authorization includes 249,400 previously available shares under the May 2022 plan
  • Potentially supports per-share metrics and signals management views shares as attractively valued
  • Flexible execution through open-market, private, block, or Rule 10b5-1 transactions
  • No purchase obligation; timing subject to liquidity, market conditions, costs, and alternative investments

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $40.9M, EPS $1.09 versus $1.30 linked quarter and $1.36 prior year, reflecting weaker profitability
  • NIM increased to 4.30% and loans grew $199.6M to $11.9B, supporting core net interest income of $168.7M
  • Credit costs intensified: provision $14.2M, net charge-offs $13.6M, and nonperforming assets rose to 0.92% of assets
  • Securities repositioning sold approximately $179M at 3.13% yield and reinvested at 5.20%, expected to add $3.5M annual net interest income
  • Capital strengthened through $175M subordinated notes, while shareholders received $22.9M repurchases and a dividend increase to $0.35 per share

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