CNOB at a glance
ConnectOne Bancorp, Inc. (CNOB, SEC CIK 712771) filed its latest 10-K annual report on February 24, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on September 10, 2026 and Form 4 insider filings as recently as June 16, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), ConnectOne Bancorp, Inc. (CNOB) reported revenue of $644.9 million (up 24.5% from FY2024) and net income of $80.4 million. Diluted EPS was $1.63.
- As of June 30, 2026, 30 institutional investment managers tracked by SignalX reported holding ConnectOne Bancorp, Inc. (CNOB) shares worth $628.5 million in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by Moise Anson M. on June 15, 2026 of 860 shares at $33.19 per share.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $644.9M
- +24.5% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 30 funds
- $628.5M · +2 vs prior quarter
- Latest 8-K
- Jul 23, 2026
- Item 2.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Traditional banking focused on commercial, consumer, residential, and commercial real estate loans in metropolitan NY and Florida markets
- New significant acquisition: FLIC merger completed June 1, 2025, adding $3.2B in loans and 36 branches in Nassau, Suffolk, NYC; increased allowance for credit losses by $71.6M
- Strategic shift: Expansion into Florida via new loan office in Orlando, plus enhanced deposit-driven loan growth strategy leveraging client referrals and cross-selling
- Notable quantitative change: Total assets grew 41.4% to $14.0B, loans up 38.4% to $11.5B, deposits rose 43.6% to $11.2B driven largely by merger
- Unusual item: One-time $6.6M Employee Retention Tax Credit benefit and $3.5M gain from freezing FLIC pension plan increased 2025 noninterest income by 109.6% to $35.1M
Risk Factors
- Cybersecurity risk managed by IT Committee co-chaired by Chief Compliance Officer and Chief Data & Development Officer
- Monthly vulnerability scans and annual NIST-based risk assessments performed by internal IT team
- Third-party vendors reviewed for cybersecurity risks with SOC reports required for “high risk” vendors
- Annual third-party penetration and vulnerability testing reported to IT Committee
- Cybersecurity insurance coverage maintained for incident expenses and losses
Management Discussion & Analysis
- Forward-looking risks: pandemics, natural disasters, competition, interest rates, economic conditions, regulatory changes, and political risks impacting future results
AI summary of the CNOB 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $40.2M vs ($21.8)M YoY; diluted EPS $0.80 vs ($0.52)
- Net interest income $113.6M vs $78.9M; net interest margin 3.42% vs 3.06%
- Commercial real estate largest segment at $8.5B, up $490.6M; commercial construction weakest, down $95.8M
- ACL $140.1M vs $154.3M at December 31; net charge-offs $21.0M vs $4.9M YoY
- $50.0M renewable-energy tax equity commitment; estimated full-year effective tax rate approximately 28%
Risk Factors
- Risk Factors section not provided; supplied text contains no risk-factor disclosures
- No new, changed, regulatory, operational, competitive, market, or financial risks identifiable from the excerpt
AI summary of the CNOB 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- July 23, 2026 earnings release covers ConnectOne Bancorp’s fiscal-year 2026 results
- Investors should review Exhibit 99.1 for financial results, operating trends, and management commentary
AI summaries of CNOB 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for CNOB
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- Fund moves. Which tracked funds opened, added or cut CNOB, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Moise Anson M. | Buy | Jun 15, 2026 | 860 | $33.19 |
| Moise Anson M. | Buy | Jun 9, 2026 | 120 | $31.39 |
| Moise Anson M. | Buy | Jun 8, 2026 | 120 | $30.96 |
| Rifkin Daniel E | A | Jun 1, 2026 | 2,528 | - |
| Huttle Frank III | A | Jun 1, 2026 | 2,528 | - |
| BECKER CHRISTOPHER | A | Jun 1, 2026 | 2,528 | - |
| Kempner Michael W | A | Jun 1, 2026 | 2,528 | - |
| Nukk-Freeman Katherin | A | Jun 1, 2026 | 2,528 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $490.1M | $517.9M | $644.9M |
| Net Income | $87.0M | $73.8M | $80.4M |
| Net Margin | 17.8% | 14.2% | 12.5% |
| Balance Sheet | |||
| Total Assets | $9.9B | $9.9B | $14.0B |
| Equity | $1.2B | $1.2B | $1.6B |
| ROE | 7.2% | 5.9% | 5.1% |
| Per Share | |||
| EPS | - | $1.76 | $1.63 |
| Cash Flow | |||
| Operating CF | $92.9M | $60.7M | $106.4M |
| CapEx | $7.4M | $3.8M | $5.4M |
Source: XBRL data in ConnectOne Bancorp, Inc. (CNOB)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate CNOB share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 30 | $628.5M |
| Q1 2026 | 28 | $508.5M |
| Q4 2025 | 26 | $524.4M |
| Q3 2025 | 25 | $531.4M |
| Q2 2025 | 26 | $501.6M |
| Q1 2025 | 24 | $331.9M |
| Q4 2024 | 19 | $245.3M |
| Q3 2024 | 16 | $127.9M |
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Source: 13F-HR filings on SEC EDGAR (aggregated from 194 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
CNOB filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 10, 2026 | - | - | - |
| 10-Q | Aug 4, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 28, 2026 | - | - | - |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 8-K | Jul 9, 2026 | - | Analysis | - |
| 4 | Jun 16, 2026 | - | - | - |
| 4 | Jun 9, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 8-K | May 20, 2026 | - | Analysis | |
| 10-Q | May 5, 2026 | Mar 31, 2026 | Analysis | |
| SC 13G | Apr 29, 2026 | - | - | |
| 8-K | Apr 23, 2026 | - | Analysis | - |
| 8-K | Apr 9, 2026 | - | Analysis | - |
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CNOB SEC filings: frequently asked questions
Which institutions hold CNOB stock?
As of June 30, 2026, the largest ConnectOne Bancorp, Inc. (CNOB) holders among the 13F filers tracked by SignalX were BlackRock ($159.5 million), Dimensional Fund Advisors ($96.8 million), Vanguard Capital Management LLC ($71.7 million), State Street Corp ($56.0 million), FMR LLC (Fidelity) ($53.4 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was CNOB's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), ConnectOne Bancorp, Inc. (CNOB) reported revenue of $644.9 million (up 24.5% from FY2024) and net income of $80.4 million. Diluted EPS was $1.63. The figures come from the XBRL data in the 10-K.
What are the main risks in CNOB's latest 10-K?
In the 10-K filed February 24, 2026, ConnectOne Bancorp, Inc. (CNOB) flagged: Cybersecurity risk managed by IT Committee co-chaired by Chief Compliance Officer and Chief Data & Development Officer. Monthly vulnerability scans and annual NIST-based risk assessments performed by internal IT team. (AI summary of the Risk Factors section.)
What did CNOB report in its latest 8-K?
ConnectOne Bancorp, Inc. (CNOB) filed an 8-K on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). July 23, 2026 earnings release covers ConnectOne Bancorp’s fiscal-year 2026 results.
What are the latest CNOB SEC filings?
ConnectOne Bancorp, Inc. (CNOB) filed its latest 10-K annual report on February 24, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on September 10, 2026 and a Form 4 insider filing on June 16, 2026.
What is CNOB's SEC CIK number?
ConnectOne Bancorp, Inc. (CNOB)'s SEC Central Index Key (CIK) is 712771. EDGAR lists every CNOB filing under that number.
Ask anything about CNOB
The research agent reads CNOB's filings, financials, insider trades and 13F holders, then answers with sources.