ConnectOne Bancorp, Inc. (CNOB) FY2025 10-K Annual Report
ConnectOne Bancorp, Inc. (CNOB) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 24, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.
ConnectOne Bancorp, Inc. FY2025 10-K Analysis
Business Overview
- • Core business model: Traditional banking focused on commercial, consumer, residential, and commercial real estate loans in metropolitan NY and Florida markets
- • New significant acquisition: FLIC merger completed June 1, 2025, adding $3.2B in loans and 36 branches in Nassau, Suffolk, NYC; increased allowance for credit losses by $71.6M
Management Discussion & Analysis
- • No revenue or profitability figures disclosed in provided text
- • No segment performance details available
Risk Factors
- • Cybersecurity risk managed by IT Committee co-chaired by Chief Compliance Officer and Chief Data & Development Officer
- • Monthly vulnerability scans and annual NIST-based risk assessments performed by internal IT team
ConnectOne Bancorp, Inc. FY2025 Key Financial MetricsXBRL
Revenue
$645M
▲ +24.5% YoY
Net Income
$80M
▲ +9.0% YoY
Net Margin
12.5%
▼ -177bp YoY
ROE
5.1%
▼ -83bp YoY
Total Assets
$14.0B
▲ +41.7% YoY
EPS (Diluted)
$1.63
▼ -7.4% YoY
Operating Cash Flow
$106M
▲ +75.3% YoY
Source: XBRL data from ConnectOne Bancorp, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.
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