CHMG at a glance
CHEMUNG FINANCIAL CORP (CHMG, SEC CIK 763563) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on October 1, 2026 and Form 4 insider filings as recently as September 17, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), CHEMUNG FINANCIAL CORP (CHMG) reported revenue of $132.8 million (up 4.1% from FY2024) and net income of $15.1 million. Diluted EPS was $3.14.
- As of June 30, 2026, 22 institutional investment managers tracked by SignalX reported holding CHEMUNG FINANCIAL CORP (CHMG) shares worth $82.7 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by COLE LOREN D on September 16, 2026 of 5,160 shares at $83.50 per share.
- In the last 90 days, CHMG insiders reported 0 open-market purchases ($0) and 1 open-market sale ($431K) on Form 4, a net sale of $431K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $132.8M
- +4.1% vs prior year
- Insiders · 90 days
- 0 buys · 1 sell
- Net −$431K
- 13F holders
- 22 funds
- $82.7M · +1 vs prior quarter
- Latest 8-K
- Oct 1, 2026
- Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Quarterly net income $8.8M vs $6.5M loss YoY; EPS $1.82 vs $(1.35)
- Net interest margin 3.67% vs 3.05% YoY; efficiency ratio 61.98% vs 175.88%
- Net interest income $24.7M, up 18.6% from $20.8M; non-interest income $6.5M vs $(10.7)M
- Average loans increased $230.0M; commercial loan balances grew $248.3M
- Allowance for credit losses $25.2M vs $24.2M at December 31, 2025; charter conversion expected before year-end 2026
Risk Factors
- No material changes to 2025 Form 10-K risk factors
- Regulatory compliance risk from continuing SEC reporting obligations
- Unquantified unknown risks potentially affecting business and financial condition
- Share repurchase capacity: 200,816 shares remaining under authorized plan
- Equity dilution and withholding risk: 147 shares withheld at $73.26 per share
AI summary of the CHMG 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Bank conversion completed October 1, 2026, from New York-chartered trust company to national bank
- New legal name: Chemung Canal Trust Company, National Association
Item 8.01: Other Events
- Quarterly dividend increased $0.02 per share, signaling continued shareholder-return support
- Cash dividend declared at $0.36 per share
Item 7.01: Regulation FD Disclosure
- Investor presentation furnished as Exhibit 99.1 under Regulation FD
- Presentation excluded from Exchange Act Section 18 filing liability
AI summaries of CHMG 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for CHMG
Don't miss the next CHMG filing
- Alerts as it files. A push when CHMG files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut CHMG, by share count.
- Ask anything. An AI agent that reads every CHMG filing and answers with sources.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| COLE LOREN D | Sell | Sep 16, 2026 | 5,160 | $83.50 |
| Calkins Timothy D | A | Aug 10, 2026 | 308 | $81.24 |
| McKim Dale M. III | F | Jul 3, 2026 | 187 | $74.50 |
| Cutrona Vincent M | F | Jun 24, 2026 | 98 | $74.40 |
| Tyrrell Thomas R. | Sell | Apr 27, 2026 | 540 | $65.10 |
| Tyrrell Thomas R. | Sell | Apr 27, 2026 | 248 | $65.83 |
| Fariello Daniel D | F | Feb 27, 2026 | 116 | $55.52 |
| COLE LOREN D | F | Feb 27, 2026 | 119 | $55.52 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $113.1M | $127.6M | $132.8M |
| Net Income | $25.0M | $23.7M | $15.1M |
| Net Margin | 22.1% | 18.6% | 11.4% |
| Balance Sheet | |||
| Total Assets | $2.7B | $2.8B | $2.7B |
| Equity | - | $215.3M | $254.7M |
| ROE | - | 11.0% | 5.9% |
| Per Share | |||
| EPS | $5.28 | $4.96 | $3.14 |
| Cash Flow | |||
| Operating CF | $30.9M | $29.8M | $45.5M |
| CapEx | $462K | $3.6M | $1.7M |
Source: XBRL data in CHEMUNG FINANCIAL CORP (CHMG)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate CHMG share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 22 | $82.7M |
| Q1 2026 | 21 | $55.5M |
| Q4 2025 | 21 | $60.5M |
| Q3 2025 | 20 | $56.9M |
| Q2 2025 | 20 | $51.9M |
| Q1 2025 | 16 | $33.3M |
| Q4 2024 | 12 | $26.3M |
| Q3 2024 | 7 | $13.8M |
- BlackRock+29.7K (+8%)
- Renaissance Technologies LLC+19.5K (+47%)
- State Street Corp+9.2K (+16%)
- Dimensional Fund Advisors+4.7K (+3%)
- Vanguard Portfolio Management LLC+3.4K (+14%)
- Vanguard Capital Management LLC−8.9K (-5%)
- Morgan Stanley−2.6K (-7%)
- Goldman Sachs Group−2.4K (-6%)
- Bank of America Corp−1.1K (-7%)
- PNC Financial Services−983 (-47%)
- Two Sigma Investments+19.5K
- T. Rowe Price Group+3.2K
Source: 13F-HR filings on SEC EDGAR (aggregated from 139 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
CHMG filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Oct 1, 2026 | - | Analysis | - |
| 4 | Sep 17, 2026 | - | - | - |
| 8-K | Aug 19, 2026 | - | Analysis | - |
| 4 | Aug 12, 2026 | - | - | - |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | Analysis | |
| SC 13G | Jul 27, 2026 | - | - | |
| 8-K | Jul 27, 2026 | - | Analysis | - |
| 8-K | Jul 22, 2026 | - | Analysis | - |
| 4 | Jul 6, 2026 | - | - | - |
| 4 | Jun 25, 2026 | - | - | - |
| 8-K | Jun 2, 2026 | - | Analysis | |
| 8-K | May 21, 2026 | - | Analysis | |
| 8-K | May 8, 2026 | - | Analysis | |
| 10-Q | May 7, 2026 | Mar 31, 2026 | Analysis | |
| 4 | Apr 27, 2026 | - | - | - |
| 8-K | Apr 17, 2026 | - | Analysis | - |
| 8-K | Apr 7, 2026 | - | Analysis | - |
| 10-K | Mar 13, 2026 | Dec 31, 2025 | - | |
| 4 | Mar 2, 2026 | - | - | - |
| 4 | Mar 2, 2026 | - | - | - |
| 4 | Mar 2, 2026 | - | - | - |
| 4 | Mar 2, 2026 | - | - | - |
| 4 | Mar 2, 2026 | - | - | - |
| 4 | Mar 2, 2026 | - | - | - |
| 4 | Mar 2, 2026 | - | - | - |
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CHMG SEC filings: frequently asked questions
Are CHMG insiders buying or selling?
In the last 90 days, CHEMUNG FINANCIAL CORP (CHMG) officers, directors and 10% owners reported no open-market purchases and 1 open-market sale worth $430,847 by 1 insider on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold CHMG stock?
As of June 30, 2026, the largest CHEMUNG FINANCIAL CORP (CHMG) holders among the 13F filers tracked by SignalX were BlackRock ($29.2 million), Dimensional Fund Advisors ($13.9 million), Vanguard Capital Management LLC ($12.3 million), State Street Corp ($5.0 million), Renaissance Technologies LLC ($4.5 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was CHMG's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), CHEMUNG FINANCIAL CORP (CHMG) reported revenue of $132.8 million (up 4.1% from FY2024) and net income of $15.1 million. Diluted EPS was $3.14. The figures come from the XBRL data in the 10-K.
What did CHMG report in its latest 8-K?
CHEMUNG FINANCIAL CORP (CHMG) filed an 8-K on October 1, 2026 reporting Item 8.01 (Other Events). Bank conversion completed October 1, 2026, from New York-chartered trust company to national bank.
What are the latest CHMG SEC filings?
CHEMUNG FINANCIAL CORP (CHMG) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on October 1, 2026 and a Form 4 insider filing on September 17, 2026.
What is CHMG's SEC CIK number?
CHEMUNG FINANCIAL CORP (CHMG)'s SEC Central Index Key (CIK) is 763563. EDGAR lists every CHMG filing under that number.
Ask anything about CHMG
The research agent reads CHMG's filings, financials, insider trades and 13F holders, then answers with sources.