Short answer
CHEMUNG FINANCIAL CORP (CHMG) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $35M (up 5.6% year over year) with net income of $9M.
Q2 2026 key financials · XBRL
- Revenue
- $35M
- +5.6% YoY · +3.9% QoQ
- Net income
- $9M
- +236.5% YoY · −4.2% QoQ
- EPS (diluted)
- $1.82
- +234.8% YoY · −4.7% QoQ
Source: XBRL data from the CHEMUNG FINANCIAL CORP (CHMG) Q2 2026 10-Q on SEC EDGAR. USD.
CHEMUNG FINANCIAL CORP Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Quarterly net income $8.8M vs $6.5M loss YoY; EPS $1.82 vs $(1.35)
- Net interest margin 3.67% vs 3.05% YoY; efficiency ratio 61.98% vs 175.88%
- Net interest income $24.7M, up 18.6% from $20.8M; non-interest income $6.5M vs $(10.7)M
- Average loans increased $230.0M; commercial loan balances grew $248.3M
- Allowance for credit losses $25.2M vs $24.2M at December 31, 2025; charter conversion expected before year-end 2026
Risk Factors
- No material changes to 2025 Form 10-K risk factors
- Regulatory compliance risk from continuing SEC reporting obligations
- Unquantified unknown risks potentially affecting business and financial condition
- Share repurchase capacity: 200,816 shares remaining under authorized plan
- Equity dilution and withholding risk: 147 shares withheld at $73.26 per share
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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